)
Visual
test
Absa Group
Absa Group (ABG) investor relations material
Absa Group Trading Update summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Trading Update summary8 Dec, 2025
Strategic Priorities and Business Focus
Four strategic pillars: customer-led growth, diversification by geography and business line, efficiency, and new growth opportunities.
Shift from product-led to client-segment focus, aiming to build competitive advantages in chosen segments.
Diversification targets reducing over-reliance on South Africa, Ghana, and Kenya, with increased focus on other African markets.
Growth initiatives include digitization, wealth offering expansion, value-added services, and targeted acquisitions.
Strategy rollout supported by cultural change initiatives and alignment of incentives to execution.
Financial Guidance and Performance Outlook
2025 guidance unchanged: mid-single-digit revenue growth, stronger non-interest income, muted net interest income, and mid-to-high single-digit loan growth.
ROE expected around 15% in 2025, rising to 16% in 2026, with medium-term target of 16%-19% by 2027-2030.
Cost-to-income ratio to be slightly higher than 53.2% in 2024, approaching 50% by 2028.
Dividend payout ratio maintained at 55%, CET1 ratio to finish 2025 at top end of 11%-12.5% range.
Credit loss ratio expected to improve to upper half of 75-100bps range, with lower impairments.
Regional and Business Segment Performance
Africa regions expected to deliver stronger GDP and earnings growth than South Africa in 2025 and 2026, with CIB leading expansion.
Business Banking and PPB to improve, with focus on client coverage and ancillary revenue.
Wholesale loan growth outpacing retail, with retail activity subdued but showing early signs of improvement.
Fee income growth remains moderate due to competition and digital shift, but value-added services and trading revenue are growth drivers.
How will RoE reach 16-19% by 2028?
What drives 2026 credit loss ratio improvement?
Impact of Rand appreciation on 2026 earnings?
Specifics to 'electrify' PBB and Business Banking
Beyond 'low-hanging fruit,' what structural cost shifts?
Specifics to drive ancillary revenue growth?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- PRIC
Record Q4 order intake, new contracts, and improved cash flow despite lower sales and profits. - ENSI
Record revenue growth, positive EBITDA, and strong outlook with cash flow positivity expected by end-2026. - DWNI
Stable rental growth, Care segment sale, and positive 2025 outlook despite lower EBT. - JUBLINGREA
Volume growth in specialty and nutrition offset pricing headwinds; net debt down 20% YoY. - TRI
Strong organic growth, margin expansion, and capital returns set the stage for 2026 targets. - RUG
Record Q4 growth, higher margins, and a SEK 5.00 dividend highlight strong performance. - HSY
2026 outlook targets 4%-5% sales growth, margin recovery, and strong EPS rebound. - CMI
Strong 2025 results, $458M Accelera charges, and 2026 guidance targets growth and margin stability. - BLACKBUCK
Q3 FY26 delivered 53% YoY revenue growth and a return to profit, led by core and new segments. - KKR
Record earnings, AUM growth, and new sports investing platform drive strong 2025 results.
Next Absa Group earnings date
H2 202510 Mar, 2026
Absa Group
Next Absa Group earnings date
H2 202510 Mar, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Absa Group Limited, formerly known as Barclays Africa Group Limited until 2018, is a diversified financial services provider based in Johannesburg, South Africa. The company operates across the African continent, offering a wide range of banking and financial services. These services include personal and business banking, corporate and investment banking, credit cards, and wealth management. Its shares are listed on the Johannesburg Stock Exchange.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage