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AmeriTrust Financial Technologies (AMT) investor relations material
AmeriTrust Financial Technologies Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary25 Nov, 2025
Executive summary
Reported third quarter 2025 results with revenue of $389,724, down from $514,144 in Q3 2024 and $407,347 in Q2 2025.
Net loss for Q3 2025 was $2,988,439, compared to net income of $96,002 in Q3 2024.
Gross profit for Q3 2025 was $143,341, a decrease from $232,827 in Q3 2024.
Financial highlights
Cash on hand at September 30, 2025, was $4,140,969, down from $10,231,191 at December 31, 2024.
Working capital surplus at quarter-end was $44,759, compared to $4,002,995 at year-end 2024.
Adjusted EBITDA loss for Q3 2025 was $1,930,666, higher than $1,310,119 in Q3 2024 and $1,650,462 in Q2 2025.
EBITDA for Q3 2025 was $(2,850,559), compared to $125,555 in Q3 2024.
Outlook and guidance
Increased salaries and wages in Q3 2025 due to new hires in preparation for the restart of lease originations.
Management expresses intent to grow the business and secure additional funding, but cautions on forward-looking statements due to uncertainties.
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Next AmeriTrust Financial Technologies earnings date
Q4 202510 Apr, 2026
Next AmeriTrust Financial Technologies earnings date
Q4 202510 Apr, 2026
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