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ASA International Group
ASA International Group (ASAI) investor relations material
ASA International Group Q4 2025 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 TU earnings summary29 Jan, 2026
Executive summary
FY 2025 net profit expected to reach approximately $57m, doubling from $28.5m in 2024, driven by strategic growth and operational execution.
Gross Outstanding Loan Portfolio (OLP) rose to $628.4m, up 13% from Q3 2025 and 37% year-over-year, with client numbers increasing by nearly 100,000 in Q4.
Digital transformation advanced with the migration to Temenos Transact in Ghana and new digital apps for clients and loan officers; Tanzania migration planned for Q1 2026.
Leadership strengthened with new CEO and CFO appointments in Sierra Leone and Zambia.
Financial highlights
Gross OLP increased to $628.4m as of December 2025, a 37% year-over-year rise and 13% sequentially from Q3 2025.
FY 2025 net profit expected to be $57m, up 100% from the prior year.
Portfolio at Risk over 30 days (PAR > 30) improved to 1.8% at year-end, down from 2.0% at Q3 2025.
Total clients reached 2.8 million, up 4% from Q3 2025 and 11% year-over-year.
Outlook and guidance
Priorities for 2026 include sustainable growth, further digital transformation, organizational resilience, and operational excellence.
Tanzania digital migration scheduled for Q1 2026.
FY 2025 audited results and proposed final dividend to be announced on 15 April 2026.
Ghana T24 migration impact on operations?
Which countries saw PAR 30 portfolio quality decline?
Ghana OLP growth from cedi appreciation?
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Latest summaries
- TimeTickerHeadlineOpen
- BETS
Q4 2025 revenue dipped 1% and EBIT fell 24%, but full-year revenue rose 8%. - ALMA
Revenue up 4.6% to €327.1M, digital share 85.9%, profit and cash flow improved. - TMCV
Q2 FY26 delivered double-digit margin growth, record cash flow, and strong market momentum. - DANSKE
Record profit, strong credit quality, and 100% payout; 2026 outlook remains positive. - GREENPLY
Q3 FY26 delivered strong revenue growth but lower profit, with major MDF expansion announced. - KRO
Q1 2025 net income surged to $18.1M on higher TiO2 sales, improved margins, and LPC integration. - WALL
Profit after tax more than tripled to SEK 2,564 million, with net asset value per share up 8%. - TMCVQ3 FY26 delivered 17% revenue growth, 12.7% EBITDA margin, and strong cash flow.
- SHL
Imaging and therapy growth drove 3.8% Q1 revenue; 2026 outlook and EPS guidance confirmed. - SAAB
Record order backlog and double-digit growth across all segments fueled strong 2025 results.
Next ASA International Group earnings date
H2 202515 Apr, 2026
ASA International Group
Next ASA International Group earnings date
H2 202515 Apr, 2026
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Frequently asked questions
ASA International Group plc is one of the world’s largest international microfinance institutions. The company provides microfinancing services in Africa and Asia. It offers loans to low-income female micro-entrepreneurs, and other. The company also provides various collateral-free loans, including small and small business loans to start or grow businesses. The company was incorporated in 2007 and is headquartered in Amsterdam, the Netherlands.
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