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Associated Banc-Corp (ASB) investor relations material
Associated Banc-Corp Fixed income investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive leadership and strategy
Leadership team includes experienced executives in finance, treasury, and credit, with a focus on financial management and risk oversight.
Strategic growth is driven by expanding commercial teams, investing in talent, and enhancing digital banking capabilities.
Recent acquisitions, such as American National Corporation, are integrated to accelerate growth and deepen market presence.
Financial performance and growth
Achieved record net income of $463 million in 2025, with 4.7% total loan growth and 2.6% deposit growth.
Net interest income grew 14.7% year-over-year, with net interest margin expanding by 25 bps.
Noninterest income and adjusted noninterest income both showed strong growth, supported by wealth and capital markets fees.
Loan and deposit trends
Commercial & industrial loans grew 5% in 1Q 2026, driving total loan growth of 2%.
Consumer loans remain high quality, with 87% of the portfolio in prime/super prime categories and weighted average FICO scores above 780.
Deposit portfolio is stable and granular, with 74% of funding available within one business day and a strong liquidity position.
- Q1 2026 net income up 18% year-over-year, driven by loan growth, margin expansion, and acquisition.ASB
Q1 20266 May 2026 - Record earnings and growth driven by digital investment, market expansion, and disciplined risk.ASB
2026 RBC Capital Markets Global Financial Institutions Conference28 Apr 2026 - Record earnings, strong loan growth, and all shareholder proposals approved.ASB
AGM 202628 Apr 2026 - Board expands to 14 with Ms. Kotouc; shareholders to vote on directors, pay, and auditor.ASB
Proxy filing2 Apr 2026 - Key votes include director elections, executive pay, and auditor ratification for 2026.ASB
Proxy Filing16 Mar 2026 - Proxy details director elections, say-on-pay, auditor ratification, and strong governance.ASB
Proxy Filing16 Mar 2026 - Record earnings and metro expansion set the stage for accelerated growth in 2026.ASB
Investor presentation10 Feb 2026 - Strong growth, margin expansion, and digital innovation position for outperformance into 2026.ASB
Barclays 23rd Annual Global Financial Services Conference3 Feb 2026 - Q2 2024 net income rose to $116M, with $0.52 adjusted EPS and strong capital ratios.ASB
Q2 20242 Feb 2026
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