AtlasClear (ATCH) investor relations material

Strategic platform development and acquisitions

• Building a technology-enabled platform to modernize trading, clearing, settlement, and banking for financial institutions and fintechs.

• Recently announced agreement to acquire Dawson James Securities (Ark Financial) to expand investment banking and placement agent capabilities; formal FINRA filing pending.

• Formal application filed with the Fed to acquire Commercial Bancorp (Farmers State Bank, Wyoming); approval process ongoing.

• Three revenue layers: core clearing (operational), banking (pending Fed approval), and capital markets (pending FINRA approval).

• Combined entities projected to generate $45 million in annualized revenue at current run rate, with further upside from synergies.

Operational progress and financial condition

• Five correspondent clearing firms signed onto the Wilson-Davis platform, with Dawson James as the first major integration post-technology upgrade.

• Significant improvements in financial condition post-de-SPAC, including paying off over 95% of debt and increasing stockholders' equity from negative $38 million to positive $21 million.

• Secured $20 million in financing from strategic investors, supporting growth and balance sheet stability.

• Capital allocation prioritized for the bank acquisition, shoring up balance sheets, and marketing to accelerate growth.

Growth outlook and pipeline

• Robust pipeline of institutions interested in clearing arrangements, with ongoing onboarding of signed agreements.

• Anticipation of additional agreements and positive developments in the coming months.

• Platform transformation at Wilson-Davis includes cultural, technological, and management changes to enable scalable growth.