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Automatic Bank Services Limited
Automatic Bank Services Limited (SHVA) investor relations material
Automatic Bank Services Limited Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary27 Nov, 2025
Executive summary
Operates as a national critical infrastructure for payment systems, including charge card clearing, ATM switching, and value-added services for businesses and municipalities.
Expanded its ecosystem with new acquirers and global participants, and completed the transition to the ISO20022 standard for clearing.
Continued technological modernization, including a new core computer purchase and full EMV transition for gas stations.
Financial highlights
Revenues for the nine months ended September 30, 2025, were NIS 117.2 million, up from NIS 113.8 million year-over-year.
Net income for the period was NIS 36.0 million, down from NIS 38.6 million in the prior year period.
EBITDA less equity compensation was NIS 49.2 million, compared to NIS 52.3 million in the prior year.
Cash and cash equivalents at period end were NIS 26.7 million, down from NIS 44.1 million at December 31, 2024.
Dividend distributions totaled NIS 60 million during the period.
Outlook and guidance
Despite ongoing security challenges and the impact of the "Iron Swords" war, the company expects no material impact on its financial strength or operations in the near term.
Management remains cautious due to macroeconomic and geopolitical uncertainties.
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Next Automatic Bank Services Limited earnings date
Q4 202526 Mar, 2026
Automatic Bank Services Limited
Next Automatic Bank Services Limited earnings date
Q4 202526 Mar, 2026
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Leroy DaleyApp Store
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Eferix Drawings Google Play
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