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Banco de Crédito del Perú
Banco de Crédito del Perú (CREDITC1) investor relations material
Banco de Crédito del Perú Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary14 Nov, 2025
Executive summary
Interim consolidated financial statements reviewed with no material misstatements found, prepared under Peruvian SBS standards for the nine months ended September 30, 2025.
Main activities include commercial and consumer loans, deposits, and credit facilities, with operations primarily in Peru.
Financial highlights
Net profit for the nine months ended September 30, 2025 was S/ 4,904.2 million, up from S/ 4,058.8 million in the same period of 2024.
Total assets stood at S/ 207,614.9 million as of September 30, 2025, slightly down from S/ 208,943.3 million at December 31, 2024.
Gross financial margin increased to S/ 10,129.4 million from S/ 9,791.5 million year-over-year.
Net financial margin rose to S/ 8,440.7 million from S/ 7,165.7 million year-over-year.
Earnings per share for the period were S/ 0.3765, up from S/ 0.3121 in 2024.
Outlook and guidance
No significant acquisitions, incorporations, or mergers occurred during the period.
Management and Board approved the interim statements, with no significant subsequent events identified up to November 14, 2025.
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Next Banco de Crédito del Perú earnings date
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Banco de Crédito del Perú
Next Banco de Crédito del Perú earnings date
Q4 202510 Feb, 2026
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Frequently asked questions
Banco de Crédito del Perú S.A. (BCP) is a financial institution in Peru, offering a broad range of banking products and services. Founded in 1889, originally as Banco Italiano, the company became Banco de Crédito del Perú in 1942. BCP provides commercial and retail banking services, including loans, deposits, and insurance. It caters to individuals, small and medium-sized enterprises, and large corporations. The company is headquartered in La Molina, Lima, Peru, and its shares are listed on the Lima Stock Exchange.
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