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BSP Financial Group
BSP Financial Group (BFL) investor relations material
BSP Financial Group Q3 2025 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 TU earnings summary28 Oct, 2025
Executive summary
Revenue reached K860 million in 3Q25, up 15% year-over-year, reflecting strong growth across core business lines and continued investment in modernization initiatives.
Unaudited net profit after tax rose 22% to K284 million, driven by operational discipline and growth in foreign exchange, fee, and lending income.
The group remains focused on sustainable value creation and supporting communities while advancing its ambition to be the South Pacific's international bank.
Financial highlights
Net interest income increased 13% to K551 million; FX income surged 24% to K183 million; fee income grew 12% to K112 million year-over-year.
Operating expenses rose 17% to K374 million, reflecting ongoing investment in technology and capability.
Earnings before tax climbed 14% to K462 million; operating profit up 13% to K486 million.
Credit impairment charges increased 4% to K24 million, remaining in line with expectations.
Outlook and guidance
Continued investment in technology and people is expected to support future growth and operational efficiency.
Management remains committed to disciplined execution of strategic initiatives to position for long-term success.
Impact of 17% OpEx growth on future efficiency
Sustainability of FX income growth drivers
How does strong capital support growth initiatives?
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Next BSP Financial Group earnings date
H2 202520 Feb, 2026
BSP Financial Group
Next BSP Financial Group earnings date
H2 202520 Feb, 2026
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Frequently asked questions
BSP Financial Group Limited is a financial services company based in Papua New Guinea, offering a wide range of banking products and services to individuals, businesses, and government entities. The company provides personal and commercial banking solutions, including loans, savings accounts, payment services, and foreign exchange. BSP Financial Group operates across the South Pacific region, with branches in countries such as Fiji, Solomon Islands, and Samoa, focusing on supporting local economies and financial inclusion initiatives. The company is headquartered in Port Moresby, Papua New Guinea, and its shares are listed on the Australian Securities Exchange.
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