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Edge
Extra Everything: The Story of Chipotle
Chipotle's story from a single restaurant to a nationwide chain, through crisis and turnaround, built on one of the strongest models in the industry.
Central Bank of India
Central Bank of India (CENTRALBK) investor relations material
Central Bank of India Corporate presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Corporate presentation summary7 May, 2026
Strategic positioning and legacy
Over 114 years of operations with a strong brand and extensive rural and semi-urban presence, serving 8.26 crore active customers as of March 2026.
Pan-India network with 4,585 branches, 3,819 ATMs, and 13,685 business correspondents.
Recognized for pioneering several banking industry firsts, including services for municipalities, women, and recurring deposit schemes.
Leadership team includes experienced professionals and government nominees, ensuring robust governance.
Financial performance and growth
Total business crossed ₹8 lakh crore, with deposits at ₹4.68 lakh crore and gross advances at ₹3.44 lakh crore as of March 2026.
Net profit for FY26 reached ₹4,369 crore, up 15.43% YoY, with operating profit at ₹8,479 crore.
Net interest margin stood at 3.07%, among the highest in the industry, and ROE improved to 13%.
CASA ratio at 47.3%, supporting low-cost deposits and improved profitability.
Sustained improvement in return ratios and consistent profitability over 20 quarters.
Asset quality and capital adequacy
Gross NPA reduced to 2.67% and net NPA to 0.49% by March 2026, reflecting strong asset quality improvement.
Provision coverage ratio (PCR) at 95.97%, with slippage and credit costs on a declining trend.
Capital adequacy ratio (CRAR) improved to 17.91%, with CET1 at 15.61%.
Exited RBI's Prompt Corrective Action (PCA) framework in September 2022 due to sustained performance.
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Latest events from Central Bank of India
- Net profit rose 15.43% to INR 4,369 crore as business and asset quality improved.CENTRALBK
Q4 25/2630 Apr 2026 - Net profit up 31.7% YoY, advances up 19.5%, and asset quality at best levels in recent years.CENTRALBKQ3 25/2617 Apr 2026
- Net profit surged 110.53% YoY with strong advances, asset quality, and digital-led growth.CENTRALBKQ1 24/253 Feb 2026
- Net profit up 50.91% YoY to ₹913 crore, with improved asset quality and digital expansion.CENTRALBKQ2 24/2519 Jan 2026
- Net profit and asset quality improved, with strong capital and digital, retail, and insurance gains.CENTRALBKQ3 24/2510 Jan 2026
- Record profit, strong advances, and digital growth drive robust FY25 and optimistic FY26 outlook.CENTRALBKQ4 24/2524 Dec 2025
- Net profit up 32.86% with improved asset quality, strong growth, and robust capital.CENTRALBKQ2 25/2620 Oct 2025
- Net profit up 32.84%, asset quality and capital ratios improved, interim dividend declared.CENTRALBKQ1 25/2614 Oct 2025
Next Central Bank of India earnings date
Q1 26/2720 Jul, 2026
Central Bank of India
Next Central Bank of India earnings date
Q1 26/2720 Jul, 2026
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Amina0781App Store
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