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CHINA CITIC BANK (998) investor relations material
CHINA CITIC BANK Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved steady business growth in Q1 2026, with total assets up 1.09% and net profit attributable to equity holders rising 3.02% year-over-year.
Operating income increased by 5.57% year-over-year, driven by both net interest and non-interest income.
Maintained robust support for the real economy, technology, green, inclusive, pension, and digital finance sectors.
Financial highlights
Total assets reached RMB10,241.2 billion, up 1.09% from year-end 2025; total loans and advances to customers rose 2.34% to RMB5,999.5 billion.
Net profit attributable to equity holders was RMB20.098 billion, up 3.02% year-over-year; operating income was RMB54.661 billion, up 5.57%.
Net interest income grew 1.66% year-over-year to RMB36.270 billion; net non-interest income rose 14.24% to RMB18.391 billion.
Net cash flows from operating activities surged 395.31% year-over-year to RMB188.185 billion, mainly due to increased interbank cash inflows.
Outlook and guidance
Continued focus on supporting key sectors of the real economy, technology, green, and inclusive finance.
Ongoing digital transformation and risk management enhancements to drive sustainable growth.
- Net profit up 2.98% to RMB70.62bn, assets over RMB10tn, record dividend payout.998
H2 202520 Mar 2026 - Net profit grew 2.33% to RMB68.6B, with stable asset quality and higher dividends.998
H2 20242 Dec 2025 - Net profit up 2.78% to RMB36.478bn, NPL ratio steady at 1.16%, interim dividend proposed.998
H1 20252 Dec 2025 - H1 2024 saw stable income growth, resilient asset quality, and a proposed interim dividend.998
H1 20242 Dec 2025 - Net profit up 3.02% year-over-year, NPL ratio stable at 1.16%, and capital ratios remain strong.998
Q3 20252 Dec 2025 - Net profit up 0.76% and operating income up 3.77% year-over-year, with stable asset quality.998
Q3 20242 Dec 2025 - Net profit grew 1.66% year-over-year, with stable asset quality and strong capital ratios.998
Q1 20252 Dec 2025
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