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Credit Corp Group (CCP) investor relations material
Credit Corp Group Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Strategic positioning and operational approach
Focus on credit-impaired consumer segment with diversified US debt buying and strong compliance record.
Australian/NZ lending leverages advanced analytics, automated decisioning, and efficient collections.
Debt buying in Australia/NZ benefits from a large database, pricing accuracy, and high asset turnover.
Financial performance and guidance
FY26 NPAT guidance is $100–$110 million, up 12% from FY25, with record earnings projected.
Consumer lending volume expected to reach a record $425 million, 15% higher than FY25.
Ledger investment guidance for FY26 is $295–$330 million, a 31% increase over FY25.
Segment performance and investment
US debt buying collections grew 27% YoY in Q3 FY26, with improved productivity and asset turnover.
US PDL investment guidance narrowed to A$165–$180 million, with a contracted pipeline of A$164 million.
AU/NZ debt buying saw Q3 collections up 34% YoY, with FY26 investment guidance at $130–$150 million.
- H1 FY26 NPAT flat at $44.1m, revenue up 4%, FY26 NPAT guidance $100–$110m.CCP
H1 20262 Feb 2026 - FY25 guidance confirmed after 44% profit drop, with US collections and portfolio growth.CCP
AGM 202418 Jan 2026 - NPAT up 32% to $44.1M on 45% revenue growth, with FY25 guidance for strong earnings.CCP
H1 20259 Jan 2026 - NPAT rose 16% to $94.1M (pre-impairment), with FY26 guidance of $100–$110M and record U.S. investment.CCP
H2 202523 Nov 2025 - FY26 guidance confirmed, strong growth in lending and collections, all resolutions supported.CCP
AGM 202528 Oct 2025 - FY25 guidance targets double-digit NPAT growth, leveraging a strong investment pipeline.CCP
H2 202413 Jun 2025
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