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Credit Corp Group
Credit Corp Group (CCP) investor relations material
Credit Corp Group H1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 earnings summary2 Feb, 2026
Executive summary
Maintained leadership in the credit-impaired consumer segment across US, AU, and NZ, leveraging specialized analytics and responsible operations.
Achieved H1 FY26 revenue of $283.6 million, up 4% year-over-year, with NPAT flat at $44.1 million and EPS of 64.8 cents.
US collections rose 23% over the prior period, with record lending volume and 7% loan book growth.
AU/NZ debt ledger investment pipeline recovered to $120 million.
Projected full-year NPAT of $100–$110 million, targeting a 16% return on equity with a conservative capital structure.
Financial highlights
Revenue increased 4% year-over-year to $283.6 million in H1 FY26.
NPAT remained flat at $44.1 million compared to the prior year.
Dividend per share was 32.0 cents, unchanged year-over-year.
Loan book grew 7% to $497.9 million; PDL book up 4% to $841.6 million.
PDL and lending investment rose 20% to $356.2 million.
Outlook and guidance
FY26 NPAT guidance reaffirmed at $100–$110 million, with EPS guidance of 147–162 cents.
FY26 ledger investment expected at $280–$330 million; gross lending $350–$390 million.
US PDL investment guidance of $160–$180 million; AU/NZ PDL investment $120–$150 million.
Increased PDL investment expected in AU/NZ, with a smaller US component.
On track for FY26 ROE of 13%, up from 11% in FY25.
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Next Credit Corp Group earnings date
H2 20264 Aug, 2026
Credit Corp Group
Next Credit Corp Group earnings date
H2 20264 Aug, 2026
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Frequently asked questions
Credit Corp Group Limited is an Australian-based company specializing in the purchase and collection of debt. The company operates primarily in Australia, New Zealand, and the United States, focusing on acquiring consumer and small business debt from banks, finance companies, telecommunication, and utility companies. Credit Corp Group Limited offers a range of financial services, including debt ledger purchase, collection, and consumer lending, aiming to provide sustainable and responsible financial solutions in the credit-impaired consumer segment. The company is headquartered in Sydney, New South Wales, and its shares are listed on the ASX.
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