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Fidelity D & D Bancorp (FDBC) investor relations material
Fidelity D & D Bancorp AGM 2026 Presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Vision and values
Focus on building strong relationships and delivering superior client experiences.
Aims to be the best workplace, banking partner, investment, and community supporter.
Core values include relationships, integrity, passion, commitment, innovation, and shared success.
Financial performance highlights
Net income rose 36% to $28.2 million in 2025; Q1 2026 net income up 25% year-over-year.
Earnings per share increased 35% to $4.86 in 2025; Q1 2026 EPS up 24%.
Net interest income grew 17.47% to $72.7 million in 2025; net interest margin improved to 2.95%.
Total assets reached $2.7 billion in 2025, up 6%; Q1 2026 assets up 5%.
Balance sheet and portfolio mix
Gross loans totaled $1.9 billion at year-end 2025, up 6% from 2024.
Loan portfolio: 60.4% commercial, 39.6% retail; residential mortgages 28% of loans.
Total deposits reached $2.5 billion, up 5%; 50% in checking accounts.
73% of deposits FDIC insured or collateralized as of March 2026.
- Net income up 25% year-over-year on strong loan growth, improved margins, and solid asset quality.FDBC
Q1 202611 May 2026 - Proxy covers director elections, auditor ratification, and executive pay aligned with performance.FDBC
Proxy filing25 Mar 2026 - Net income up 18% year-over-year, driven by loan growth and improved margins.FDBC
Q1 20252 Feb 2026 - Strong financial growth, digital adoption, and market expansion drive continued success.FDBC
AGM 2025 Presentation2 Feb 2026 - Record 2025 net income up 36%, with improved margins, efficiency, and asset quality.FDBC
Q4 202530 Jan 2026 - Annual meeting to elect directors, ratify auditor, and hold advisory votes on executive pay.FDBC
Proxy Filing2 Dec 2025 - Q3 2025 net income surged 48% year-over-year, with strong loan growth and improved efficiency.FDBC
Q3 20257 Nov 2025 - Q2 2025 net income surged 40% year-over-year, with strong loan growth and improved efficiency.FDBC
Q2 20258 Aug 2025 - Net income fell on higher expenses, but capital, liquidity, and loan growth remained strong.FDBC
Q3 202413 Jun 2025
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