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First Financial Bankshares
First Financial Bankshares (FFIN) investor relations material
First Financial Bankshares AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 summary28 Apr, 2026
Opening remarks and agenda
Welcomed shareholders in person and via livestream, emphasizing engagement, transparency, and strategic direction at the 53rd annual meeting.
Confirmed quorum with 89% of outstanding shares represented, allowing the meeting to proceed.
Outlined the agenda, including board elections, auditor ratification, and executive compensation votes.
Financial performance review
Achieved record annual net income of $253.6 million in 2025, a 13.5% increase over 2024, with EPS of $1.39.
Net interest income rose to $500.89 million, with a net interest margin of 3.81% in 2025 and Q4 2025, outperforming peers.
Efficiency ratio improved to 45.5% in 2025, significantly better than peer group.
Total assets grew to $15.45 billion in 2025, with deposits up 11.2% and loans up 3.4% year-over-year; Q1 2026 assets were $15,387 million, deposits $13,245 million, and loans $8,308 million.
First quarter 2026 net earnings were $71.5 million, up 16.6% from the prior year.
Board and executive committee updates
Detailed succession planning with several executive promotions and new hires across banking, HR, technology, and regional leadership in 2025 and early 2026.
Welcomed new board members Geoff Haney, Blake Poutra, and Lota S. Zoth; recognized the retirement of Johnny E. Trotter after 32 years.
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Latest events from First Financial Bankshares
- Q1 2026 net income rose 16.6% with margin expansion and strong capital ratios.FFIN
Q1 20265 May 2026 - Proxy covers director elections, auditor ratification, executive pay, and strong ESG focus.FFINProxy Filing6 Mar 2026
- Record 2025 net income, strong asset growth, and industry-leading efficiency ratios.FFINQ4 20252 Feb 2026
- Annual meeting to vote on directors, auditor, executive pay, and highlight ESG progress.FFINProxy Filing1 Dec 2025
- Q3 2025 earnings fell on a major fraud loss, but core growth and capital strength persisted.FFINQ3 20257 Nov 2025
- Q2 2025 net income up 27% year-over-year, with strong asset growth and improved efficiency.FFINQ2 202515 Oct 2025
- Q2 2024 net income up to $52.49M with strong loan growth and margin expansion.FFINQ2 202414 Sep 2025
- Q4 2024 net income up 35% year-over-year, with strong asset growth and peer-leading returns.FFINQ4 202414 Sep 2025
- Strong earnings, asset growth, and national recognition drive continued shareholder value.FFINAGM 2025 Presentation14 Sep 2025
Next First Financial Bankshares earnings date
Q2 202616 Jul, 2026
First Financial Bankshares
Next First Financial Bankshares earnings date
Q2 202616 Jul, 2026
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