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General Motors Company (GM) investor relations material

General Motors Company Federal Reserve Bank of Chicago’s Automotive Insights Symposium summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Federal Reserve Bank of Chicago’s Automotive Insights Symposium summary4 Feb, 2026

Transformation and financial discipline

  • Achieved robust 2025 earnings and restored North America margins to 8%-10% ahead of expectations, despite $3-$4 billion in tariff impacts and ongoing policy uncertainty.

  • Reduced inventory by 40%-50%, maintaining 48 days of supply, which improved cash flow resilience and minimized cyclicality.

  • Consistently generated $10 billion in free cash flow over the past four to five years, strengthening the balance sheet and supporting ongoing investment.

  • Maintained a balanced approach to capital allocation, focusing on shareholder returns, investment in technology, and a strong credit rating.

  • Adapted to regulatory changes by taking $7 billion in EV investment charges, aligning production with more realistic demand forecasts.

Product strategy and market positioning

  • Expanded market share in both premium and affordable segments, selling over 700,000 vehicles under $30,000 while maintaining profitability across the portfolio.

  • Demonstrated ability to grow share in both ICE and EV markets, attracting new customers and maintaining continuity in supply.

  • Focused on meeting consumer demand with efficient ICE, hybrid, and EV offerings, emphasizing flexibility and measured portfolio expansion.

  • Continued investment in U.S. manufacturing, with $5 billion in onshoring and retooling efforts to produce nearly 2 million vehicles domestically by 2027.

  • Managed onshoring headwinds of $1-$1.5 billion in 2025, balancing manufacturing and software/service investments.

Supply chain and operational resilience

  • Enhanced supply chain resiliency post-COVID, diversifying sources for chips and rare earths, and investing in vertical integration for EV materials.

  • Navigated chip shortages better than most peers, currently facing inflationary pressures but not availability issues.

  • Developed alternative supply chains for critical materials, focusing on long-term control and global competitiveness.

  • Maintained strong supplier relationships, using MSRP offsets and collaborative approaches to manage tariff and demand volatility.

  • Leveraged AI in vehicle development, production, and finance to drive efficiency and strategic insights.

Detail EV cost reduction plans
Impact of inventory reduction on free cash flow?
Software/services revenue generation strategy
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Citi's Global Industrial Tech & Mobility Conference 202617 Feb, 2026
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Frequently asked questions

Motor City royalty

General Motors, most commonly referred to simply as GM, is an American automotive company with a rich history that dates back over a century. Headquartered in Detroit, Michigan, GM has been a prominent player in the global automotive industry for over a century. Today, GM operates as a major multinational corporation, manufacturing and selling a diverse range of vehicles under various brands. With a global presence and a legacy of automotive excellence, GM continues to remain relevant over 100 years since their foundation.

From 1908 until today

General Motors (GM), founded in 1908, by William C. Durant, a prominent figure in the early automobile industry. GM's roots trace back to the merger of several automobile companies, including Buick, Oldsmobile, Cadillac, and others. Over the years, GM has played a significant role in shaping the automotive landscape, introducing innovations like the electric starter, automatic transmission, and the first V8 engine.

The company has faced numerous challenges and experienced ups and downs throughout its history, including bankruptcy and subsequent restructuring through a bailout by the Bush administration. GM, together with Ford and Chrysler (the latter is now a part of Stellantis), was one of the key players in turning Detroit into the world's number one hub for automotive production. Even though the power structures of the industry have shifted away from Detroit, the moniker “The Motor City” still lives on.

Everything from workhorses to luxury vehicles

Under the GM umbrella various brands like Chevrolet, Buick, GMC, and Cadillac ensure that the company is able to offer a wide selection of vehicles with everything from efficient compact cars to luxurious SUVs and trucks. This diverse product range allows GM to cater to a broad range of customer preferences and lifestyles. Whether those in the market for a new vehicle are seeking reliable and fuel-efficient transportation, family-friendly vehicles, or premium and high-performance models, GM's brand portfolio provides options to suit various requirements and needs. This versatility in their product offerings has helped GM maintain their position as a prominent player in the global automotive industry.

Preparing for an electrical future

GM is positioning itself for the electric vehicle (EV) era by making significant advancements in EV technology and infrastructure. The company has committed to an all-electric future, and is planning to ramp up their production of EV’s in the coming years. GM's Ultium battery platform enables longer driving ranges and faster charging capabilities and the company is investing in EV charging networks and collaborating with partners to expand charging infrastructure. By prioritizing EV development and infrastructure, GM is preparing for a future reliant on electricity rather than fossil fuels.

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