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HBT Financial (HBT) investor relations material
HBT Financial Registration Filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company overview and business model
Operates as a financial holding company for Heartland Bank and Trust Company, providing business, commercial, wealth management, and retail banking services across Illinois and Eastern Iowa through 66 locations.
As of December 31, 2025, reported total assets of $5.1 billion, total loans of $3.5 billion, and total deposits of $4.4 billion.
Announced a pending acquisition of CNB and its bank subsidiary, with CNB holding $1.8 billion in assets, $1.3 billion in loans, and $1.5 billion in deposits as of December 31, 2025; merger expected to close around February 27, 2026.
Financial performance and metrics
Financial statements for the years ended December 31, 2024 and 2023, and internal control effectiveness as of December 31, 2024, have been audited by RSM US LLP.
Use of proceeds and capital allocation
Net proceeds from securities sales will be used for general corporate purposes, including investments in subsidiaries, working capital, capital expenditures, stock repurchases, debt repayment, or financing acquisitions.
Proceeds may be temporarily invested or held in deposit accounts until used.
No proceeds will be received from the sale of shares by the selling stockholder.
- Strong Q4 2025 results, solid growth, and CNB merger closing expected in Q1 2026.HBT
Q4 202526 Jan 2026 - Virtual annual meeting to vote on directors, executive pay, and auditor ratification.HBT
Proxy Filing2 Dec 2025 - Virtual annual meeting on May 20, 2025, includes director elections and key advisory votes.HBT
Proxy Filing2 Dec 2025 - Q3 2025 saw record adjusted EPS, strong growth, and a major acquisition announcement.HBT
Q3 202531 Oct 2025 - Merger delivers 19% EPS accretion, $6.9bn assets, and robust capital with proven integration.HBT
Investor Presentation20 Oct 2025 - Q2 2025 saw strong earnings, robust asset quality, and improved capital metrics.HBT
Q2 20251 Aug 2025 - Q3 2024 net income fell 7.8% year-over-year, but capital and asset quality remain strong.HBT
Q3 202413 Jun 2025 - Q2 2024 net income was $18.1M, with strong credit quality and robust capital metrics.HBT
Q2 202413 Jun 2025 - Q1 2025 net income rose 25% to $19.1M, with robust asset quality and capital strength.HBT
Q1 20256 Jun 2025
Next HBT Financial earnings date
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