HDFC Asset Management Company (HDFCAMC) investor relations material

Executive summary

• Total assets under management (AUM) surpassed ₹9 trillion, with QAAUM at ₹9,249 billion and equity-oriented AUM exceeding ₹6 trillion, representing 65.5% of the asset mix and a 13.0% market share.

• Unique investor count reached 15.4 million, a 2.8 million increase year-over-year, with a 26% penetration rate.

• Systematic investment plan (SIP) inflows hit a record ₹310 billion in December 2025, with SIP assets at ₹16.6 trillion and 294 million contributing accounts.

• Profit after tax for Q3 FY26 was ₹7,701 million, up 20% year-over-year; nine-month profit after tax rose 23% to ₹22,360 million.

• The company remains optimistic about long-term industry growth, driven by digitalization, financialization of savings, and product innovation.

Financial highlights

• Q3 FY26 total revenue was ₹12,332 million, with operating revenue up 15% year-over-year to ₹10,743 million and total income up 20%.

• Operating profit for Q3 FY26 was ₹8,557 million, with an operating margin of 36 bps.

• Nine-month operating profit was ₹23,887 million, up 19% year-over-year.

• Return on equity for FY25 was 32.4%.

• Dividend per share for FY25 was ₹90 (pre-bonus), with a payout ratio of 78%.

Outlook and guidance

• Management remains optimistic about sustained industry growth, citing strong SIP momentum, digital innovation, and increasing investor participation.

• The company aims to deepen its product portfolio, expand in B-30 cities, and selectively add new offerings.

• Focus remains on maintaining profitability and growing absolute profits despite regulatory changes and margin pressures.