Intellect Design Arena
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Intellect Design Arena (INTELLECT) investor relations material

Intellect Design Arena Q3 25/26 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Q3 25/26 earnings summary30 Jan, 2026

Executive summary

  • Achieved LTM total income of INR 3,025 crore, up 23% year-on-year, surpassing the INR 3,000 crore milestone for the first time, with EBITDA up 33% to INR 709 crore and PBT up 34%.

  • Growth driven by wholesale banking (INR 1,400 crore), consumer banking (INR 1,000 crore), Intellect AI (INR 500 crore), and emerging Purple Fabric engine.

  • Secured 53 new customers and enabled 82 digital transformations in the last 12 months; strengthened leadership with 27 senior hires and key board appointments.

  • Board approved unaudited financial results for the quarter and nine months ended December 31, 2025, and key management changes including re-appointments and new independent director.

Financial highlights

  • Platform revenue for LTM reached INR 497 crore, up 128% year-on-year; license-linked revenue for LTM was INR 1,595 crore, up 37% year-on-year.

  • Q3 total income was INR 753 crore, up 21% year-on-year; Q3 license-linked revenue was INR 391 crore, up 34% year-on-year.

  • Q3 EBITDA was INR 122 crore (16% margin); Q3 PAT was INR 28 crore, impacted by a one-time gratuity provision and deferred tax.

  • Cash and cash equivalents as of December 2025 were INR 1,198 crore, up from INR 804 crore year-on-year.

  • Consolidated revenue for the quarter ended December 31, 2025, was ₹7,313.84 million, with net profit after tax of ₹691.64 million.

Outlook and guidance

  • Targeting consistent 20%+ growth on an LTM basis, aiming to cross INR 800 crore quarterly revenue in the next two quarters.

  • Confident of maintaining 20%+ EBITDA margin for the full year, with LTM EBITDA margin at 23.8%.

  • Sales funnel expanded to INR 12,038 crore with 98 active high-value pursuits; average deal size increased to INR 66 crore.

  • Company continues to monitor regulatory developments regarding Labour Codes and will adjust accounting as needed.

Labour Code impact beyond Q3 exceptional item?
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Achieving 20%+ LTM EBITDA margin?
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Frequently asked questions

Intellect Design Arena Limited develops and provides financial technology products for banking, insurance, and capital markets. The company offers platforms for digital core banking, treasury management, lending, and wealth management. It is headquartered in Chennai, India, and its shares are listed on the NSE.

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