)
Visual
test
JDC Group
JDC Group (JDC) investor relations material
JDC Group Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary17 Nov, 2025
Executive summary
Nine-month 2025 revenue grew 11.2% to €175.9 million, with EBITDA up 19.9% (35.5% adjusted for one-offs), driven by the FMK acquisition and strong platform activity.
FMK acquisition completed, rapidly integrated, expanding direct customer channels and digital lead generation, with new product launches underway.
Platform processed 6.4 million data sets and nearly 3 million contracts, serving 16,000 intermediaries and major banks/insurers; contract transfers up 29.3%.
Maintained resilience despite weak consumer confidence and a German recession, with Q4 outlook much stronger.
One-off M&A costs of €1.4 million impacted 9M 2025 results.
Financial highlights
Q3 2025 revenue rose 5.6% year-over-year; nine-month revenue reached €175.9 million, up 11.2%.
Nine-month EBITDA was €11.0 million (up 19.9% YoY, 35.5% adjusted); pro forma Q3 EBITDA up 50% to €3.5 million.
Gross profit for 9M 2025: €48.9 million (+9.1% YoY); EBIT: €7.6 million (+64.5% YoY).
Cash at period end €34.5 million, with over €42 million on hand including FMK cash.
Issued new Nordic bond of €70 million (up to €160 million), coupon at 6.5% (Euribor + 450bps), due August 2029.
Outlook and guidance
2025 turnover guidance updated to €260–280 million, EBITDA to €20.5–22.5 million.
Expecting at least €35 million EBITDA in 2026 before minorities.
Q4 expected to be much stronger, with visibility and confidence in meeting guidance, though results may be at the lower end due to weak consumer confidence.
Revenue for 2026 projected to exceed €300 million.
FMK's expected recurring revenue contribution?
Factors driving lower end of FY25 guidance?
Future plans for liability umbrella business?
FMK: Recurring revenue impact on profitability?
Major customer growth: What's the ramp-up status?
Economic slowdown: How to offset pension delays?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- 6 FebHTOO
Resale registration for 71,429 shares via warrant, with proceeds only on exercise; financial risks persist. - 6 FebVSAT
Q3 revenue up 3% to $1.16B, net income $25M, strong cash flow, Ligado boost, satellite focus. - 6 FebWEC
Targets 7–8% EPS growth, $37.5B capex, and coal exit by 2032 amid surging data center demand. - 6 FebBR
Q2 FY26 recurring revenue grew 8% and adjusted EPS guidance was raised to 9-12%. - 6 FebFFWM
Merger vote includes new non-voting stock class with limited conversion and no voting rights. - 6 FebKKR
Charter amendments seek to modernize governance and establish one share, one vote by 2026. - 6 FebARI
Proposed $9B real estate loan portfolio acquisition highlights disciplined, long-term strategy. - 6 FebSMCI
Q2 revenue jumped 123% to $12.7B, with FY26 guidance raised to at least $40B. - 6 FebRJF
Record revenues and assets, higher dividend, and acquisitions despite lower net income. - 6 FebFFIE
Raising capital for global EV and AI expansion, with regulatory and dilution risks highlighted.
Next JDC Group earnings date
Q4 202531 Mar, 2026
JDC Group
Next JDC Group earnings date
Q4 202531 Mar, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
JDC Group AG is a financial services company based in Germany, focusing on intermediary and advisory services for financial products in Germany and Austria. The company operates through two main segments: Advisortech and Advisory. The Advisortech segment is dedicated to providing financial products to retail customers via independent financial advisers and brokers, encompassing a range of products such as investment funds, closed-end funds, and insurance products. The Advisory segment, on the other hand, offers independent pension and investment advisory services to retail customers, covering insurances, securities, material values, and financing solutions. The company is headquartered in Wiesbaden, Germany, and its shares are listed on the Deutsche Börse.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage