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Lesaka Technologies
Lesaka Technologies (LSAK) investor relations material
Lesaka Technologies Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary5 Feb, 2026
Executive summary
Achieved significant strategic milestones, including competition tribunal approval for the Bank Zero combination, the launch of the unified One Lesaka brand, and strong organic growth through business simplification and closure of non-core items.
Achieved positive net income for the first time since 2022, meeting profitability guidance for the 14th consecutive quarter.
Focused on providing financial services and software to underserved consumers and merchants in Southern Africa, with a workforce of 3,750 and a strong emphasis on distribution and innovation.
Completed the disposal of non-core assets (Cell C) and finalized the liquidation of Cash Paymaster Services, releasing significant provisions.
Operating income and net income improved significantly year-over-year, driven by strong Consumer and Enterprise performance and the inclusion of Recharger.
Financial highlights
Q2 net revenue reached ZAR 1.6 billion (R1.60bn/$93.4M), up 16% year-on-year and within guidance.
Group Adjusted EBITDA grew 47% year-on-year to ZAR 304 million (R304M/$17.8M), slightly above guidance midpoint.
Adjusted earnings per share increased more than sixfold to ZAR 1.34 ($0.08), reflecting strong operational performance and accretive acquisitions.
Net income for the quarter was $3.6 million, compared to a net loss of $32.4 million in the prior year period.
Cash flows from operations totaled ZAR 419 million, with ZAR 385 million reinvested into lending and ZAR 101 million for interest costs.
Outlook and guidance
Q3 net revenue guidance: ZAR 1.65–1.8 billion, implying up to 33% year-over-year growth; group-adjusted EBITDA: ZAR 300–340 million.
Full-year net revenue guidance reaffirmed at ZAR 6.4–6.9 billion; group-adjusted EBITDA at ZAR 1.25–1.45 billion, excluding Bank Zero impact.
Adjusted EPS for FY26 expected to exceed ZAR 4.60, more than doubling year-over-year.
Guidance excludes impact of the pending Bank Zero acquisition and any unannounced M&A.
Anticipates continued earnings momentum into FY27, with further deleveraging expected as Bank Zero integration allows funding expansion via customer deposits.
Merchant ARPU: What's the path to growth?
Consumer lending growth: What sustains this momentum?
Bank Zero: How will it fund lending expansion?
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Next Lesaka Technologies earnings date
Q3 20267 May, 2026
Lesaka Technologies
Next Lesaka Technologies earnings date
Q3 20267 May, 2026
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Frequently asked questions
Lesaka Technologies Inc., formerly known as Net 1 UEPS Technologies, Inc., is a South African fintech company that specializes in providing a range of financial services through its proprietary banking and payment technologies. The company serves both business (B2B) and consumer (B2C) markets in Southern Africa, offering solutions that include cash management, growth capital, card acquiring, bill payment technologies, and value-added services to formal and informal retail merchants. Additionally, Lesaka offers banking, lending, and insurance solutions to consumers. The company is headquartered in Johannesburg, South Africa, and its shares are listed on the Nasdaq.
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