)
Visual
test
Liberty Financial Group
Liberty Financial Group (LFG) investor relations material
Liberty Financial Group AGM 2025 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2025 summary20 Nov, 2025
Opening remarks and agenda
Meeting opened with acknowledgment of traditional owners and a welcome to shareholders and unit holders, conducted as a hybrid event with both in-person and virtual participation.
Directors, executive team, company secretary, and external auditor were introduced, with prepared speeches released to the market.
Procedures for online participation, voting, and question submission were explained, with all resolutions to be decided by poll.
The agenda included addresses from the Chair and CEO, followed by formal business items, Q&A, and closing remarks.
Financial performance review
Statutory net profit after tax for FY2025 was AUD 133 million, a 16% increase over FY2024.
Underlying NPATA rose to AUD 145 million, up 10% from the previous year; net revenue increased 4% to AUD 604 million.
Net interest margin expanded in 2H25 due to stable funding markets, with cost-to-income ratio improving to 27.1%.
Bad and doubtful debts fell to 19 basis points, and impairment expenses decreased as credit risk moderated.
Investment grade balance sheet maintained with 12% cash ROE.
Board and executive committee updates
Michael Hawker was welcomed as a new non-executive director, bringing extensive financial services and board experience.
Peter Hawkins retired after more than 18 years of service, recognized for his leadership and strategic insight.
Re-election and election of directors Jane Watts, Peter Riedel, and Michael Hawker were proposed and addressed.
Explain 1Q26 loan origination decline vs 4Q25
Drivers for continued NIM expansion post FY25 decline
Future dividend policy given special dividend in FY25
Why isn't Q1 FY26 origination growth reflected in portfolio
How does Liberty maintain NIMs in competitive market
What specific automation plans for customer experience
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- IQV
Strong Q4 and 2025 results with positive 2026 outlook and strategic segment realignment. - OWL
AUM reached $307.4 billion in 2025 amid record fundraising and double-digit earnings growth. - EMBC
Revenue was stable, net income rose, and leverage improved, with guidance reaffirmed. - VCTR
Q4 revenue up 61% YoY, $317B AUM, 52.8% EBITDA margin, and robust global expansion. - TW
Record revenue, strong earnings, and digital asset expansion drive robust results. - WEC
Adjusted EPS up 8% to $5.27; 2026 guidance and dividend growth reaffirmed. - VCTRQ1 saw higher revenue, Amundi deal closed, and dividend raised to $0.49 per share.
- MINDACORP
Record revenue and profit growth, margin expansion, and strong outlook amid regulatory changes. - SLQT
Q2 FY2026 revenue up 12% YoY, net income $69.3M, guidance revised for partner headwinds. - NATH
Revenue up, profits down; merger at $102/share and multiple dividends announced.
Next Liberty Financial Group earnings date
H1 202622 Feb, 2026
Liberty Financial Group
Next Liberty Financial Group earnings date
H1 202622 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Liberty Financial Group Limited operates within the financial services sector in Australia and New Zealand. The company is structured into three main segments: Residential Finance, Secured Finance, and Financial Services. Its offerings encompass residential and commercial mortgages, motor vehicle and commercial lending, loans to Self-Managed Superannuation Funds (SMSF), as well as unsecured and secured personal loans. Additionally, Liberty Financial provides business, commercial, lease income, residential and commercial SMSF loans, business lines of credit, and commercial property, home, and car loans. The company also extends its services to mortgage broking, insurance solutions, and specialty lending, alongside finance and general insurance broking, receivables, consumer insurance underwriting, real estate, and fund management services. The company is headquartered in Melbourne, Australia, and its shares are listed on the ASX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage