)
Life Insurance Corporation of India (LICI) investor relations material
Life Insurance Corporation of India Q3 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Maintained leadership in Indian life insurance with over 57% market share by first-year premium income for the nine months ended December 31, 2025, despite a slight decline year-over-year.
Total premium income grew 9.02% year-over-year to INR 371,293 crore for 9M FY26.
Profit after tax rose 16.68% year-over-year to INR 33,998 crore for 9M FY26.
Embedded Value increased 4.68% to INR 813,230 crore as of September 2025.
Focused on digital transformation, agency transformation, and expanding non-par product share.
Financial highlights
Individual new business premium income up 5.89% year-over-year to INR 44,941 crore; renewal premium up 6.75% to INR 191,050 crore.
Group business premium income up 13.56% year-over-year to INR 135,302 crore.
Non-par share of individual APE rose to 36.46% from 27.68% year-over-year.
Assets under management increased 8.01% year-over-year to INR 5,916,680 crore.
Overall expense ratio improved by 132 bps to 11.65%.
Outlook and guidance
Strategy centers on digital transformation, maximizing investment yield, and regaining market share in select categories and geographies.
Confident in sustaining growth and improving dividend payout, subject to board approval.
Ongoing efforts to enhance bancassurance and alternate channel contributions.
New labour codes notified; impact assessed and provisioned on an estimated basis, pending final rules.
- TimeTickerHeadlineOpen
- 5 FebMUSA
2026 guidance targets $439M net income, disciplined OpEx, and robust new store growth. - 5 FebRBC
Q3 sales up 17% with strong Aerospace/Defense growth; Q4 revenue guided up 13.1–15.4%. - 5 FebABX
Record earnings, strong cash flow, and a North America gold IPO drive 2025 performance. - 5 FebMOD
Q3 sales and EBITDA surged on data center demand, but pension charge caused a net loss. - 5 FebBKH
2025 adjusted EPS up 5% to $4.10, with 6% growth guidance and a major merger pending. - 5 FebNOV
Q4 revenue up 5% sequentially; strong cash flow and shareholder returns, but 2026 outlook cautious. - 5 FebGL
Earnings and premium growth drive higher 2026 guidance and continued share repurchases. - 5 FebARES
AUM up 29% to $622.5B, with record fundraising, earnings growth, and a 20% dividend hike. - 5 FebSKEL
NAV per share reached ISK 22.4, profit was ISK 4,297m, and a ISK 6,000m dividend was paid. - 5 FebCRNO
Advancing HDAC inhibitors for rare cardiopulmonary diseases, targeting major market and partnership milestones.
Next Life Insurance Corporation of India earnings date
Next Life Insurance Corporation of India earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)