Moody’s (MCO) investor relations material

Key themes and strategic direction

• AI is a central focus, with deep integration across products and workflows, building on a decade-long foundation in cloud, data, and AI initiatives.

• The company positions itself as a trusted transformation partner, leveraging gold-standard data, hyper-resilience, and domain expertise to differentiate its GenAI offerings.

• A $38 billion serviceable addressable market is targeted, with expectations that client spend will increasingly shift from internal to vendor solutions.

• Structural changes in financial markets and GenAI are seen as dual accelerants for medium-term growth.

AI monetization and data strategy

• Data is sold to intermediaries and AI-powered search companies, with strong governance and real-time value emphasized.

• Controls and trackability are prioritized to ensure contractual compliance and data integrity.

• The company is well-positioned to amplify data monetization as GenAI adoption grows among clients.

Anti-financial crime and enterprise solutions

• The anti-financial crime (AFC) unit has seen a surge in demand, with financial crime issues rising from $2.5 trillion to $4.4 trillion since 2023.

• Verafin’s consortium-based, AI-driven approach provides unique data assets, now serving over 2,760 banks and $11 trillion in assets.

• GenAI is embedded in AFC solutions, with multiple agentic workers in market and more in development, driving client engagement and efficiency.

• Enterprise and international growth are accelerating, with a notable increase in enterprise client signings and successful international pilots.