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NewtekOne
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NewtekOne Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary30 Apr, 2026
Executive summary
Achieved Q1 2026 EPS of $0.43, up 19% year-over-year (basic) and 23% (diluted), with net income before taxes rising 46.7% to $17.1 million and net income of $13.4 million, reaffirming 2026 guidance and setting 2027 EPS midpoint at $2.60.
Book value per share reached $12.36 and tangible book value per share $11.85, up 15–17% year-over-year and nearly doubling since Q1 2023.
Deposits nearly doubled year-over-year to almost $1.9 billion, with over 37,000 accounts and robust growth in both business and consumer segments.
Technology-driven business model, including AI-powered origination and real-time payments, enabled rapid loan origination, digital account opening, and efficiency gains.
Focused on small and medium-sized business clients, maintaining leadership in SBA lending by units and top-tier loan volume.
Financial highlights
Originated 961 loans in Q1 2026, up 40% year-over-year, totaling $391 million, with March originations up 34% in dollar terms versus March 2025.
Total revenue for Q1 2026 was $71.0 million, up 7% from Q1 2025; net interest income rose 23.6% to $17.2 million.
Return on average assets was 1.96% for Q1 2026, up from 1.81% in Q1 2025.
Efficiency ratio at Newtek Bank improved to 40% for the quarter, while the consolidated efficiency ratio was about 62%.
Gain on sale of SBA 7(a) loans was $26.7 million, with sale premiums around 110.5.
Outlook and guidance
Reaffirmed 2026 EPS guidance range at $2.15–$2.55 and set 2027 midpoint at $2.60, targeting 10% EPS growth for 2027.
2026 revenue projected at $315–$345 million; net income guidance $62–$74 million.
Loan origination goal for 2026 set at $1.8 billion, with assumptions of $1B SBA 7(a), $500M ALP, $175M SBA 504, and $150M C&I/CRE net growth.
Expect continued double-digit loan growth and further deposit expansion, with focus on diversification and risk management.
Liquidity and capital levels are considered sufficient to support planned operations and absorb market volatility.
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Latest events from NewtekOne
- 2025 saw robust earnings growth, capital strength, and digital-driven operational efficiency.NEWT
Proxy filing24 Apr 2026 - Proxy covers director elections, auditor ratification, and executive pay, emphasizing governance.NEWTProxy filing24 Apr 2026
- 2025 EPS rose to $2.21, revenue up 10.6%, and a record $295M securitization closed in 2026.NEWTQ4 202514 Apr 2026
- Tech-driven SMB lender grows via digital banking, ALP, and deposit expansion.NEWTAnalyst & Investor Day 20243 Feb 2026
- Q2 2024 net income up 59% to $10.9M, EPS $0.43, guidance reaffirmed, ALP securitization closed.NEWTQ2 20242 Feb 2026
- High returns, tech-driven growth, and diversified income set a new standard for modern banking.NEWT17th Annual LD Micro Main Event Conference18 Jan 2026
- Q3 net income rose to $11.9M, EPS $0.45, with strong loan, deposit, and payments growth.NEWTQ3 202416 Jan 2026
- Divestiture creates a focused IT and cybersecurity pure play with strong growth prospects.NEWTM&A Announcement10 Jan 2026
- Digital-first platform targets $2.15–$2.55 EPS and rising book value through 2026.NEWTInvestor Day 20269 Jan 2026
Next NewtekOne earnings date
Q2 202627 Jul, 2026
NewtekOne
Next NewtekOne earnings date
Q2 202627 Jul, 2026
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@ankurshah47_ x.com
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Amina0781App Store
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@theshortbearx.com
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