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Oak Valley Bancorp (OVLY) investor relations material
Oak Valley Bancorp Proxy filing summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Achieved consolidated net income of $23.9 million for 2025, a 4.1% decrease from 2024, mainly due to a provision for credit losses on a single loan.
Net interest income rose to $74.6 million, with net interest margin expanding to 4.13% and cost of funds well controlled at 0.76%.
Total assets surpassed $2.02 billion, gross loans reached $1.14 billion, and total deposits increased to $1.79 billion by year-end 2025.
Opened a new Lodi branch and received recognition as one of the Best Places to Work in Central Valley.
CEO announced retirement effective June 30, 2026, with succession plan naming the current President and COO as successor.
Voting matters and shareholder proposals
Proxy filing includes standard voting items for annual meeting, such as election of directors and approval of executive compensation.
Board of directors and corporate governance
Board chaired by Daniel L. Leonard, with committee chairs for compensation, audit, investment, nominating, CRA, and loan oversight.
Leadership transition planned, with Richard A. McCarty to become CEO in mid-2026.
Board includes a mix of executive and independent directors, with clear committee assignments.
- Proxy covers director elections, auditor ratification, executive pay, governance, and risk oversight.OVLY
Proxy filing29 Apr 2026 - Annual meeting set for June 16, 2026, with votes on directors and auditor ratification.OVLY
Proxy filing29 Apr 2026 - Q1 2026 net income held steady year-over-year, with stable margins and strong liquidity.OVLY
Q1 202623 Apr 2026 - Q4 2025 net income was $6.34M, with stable credit quality and a $0.375 dividend declared.OVLY
Q4 202526 Jan 2026 - Annual meeting to vote on directors, auditor, and executive pay, with strong governance focus.OVLY
Proxy Filing2 Dec 2025 - Q3 2025 net income rose sequentially, with asset growth and strong credit quality maintained.OVLY
Q3 202513 Nov 2025 - Q2 net income was $5.89M, with strong asset quality and a $0.225 dividend declared.OVLY
Q2 202413 Oct 2025 - Net income declined year-over-year, but credit quality and capital strength remain robust.OVLY
Q2 202513 Aug 2025 - Net income was steady, aided by loan recoveries, with strong credit quality and capital ratios.OVLY
Q3 202413 Jun 2025
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