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PCI-PAL
PCI-PAL (PCIP) investor relations material
PCI-PAL H1 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2026 TU earnings summary3 Feb, 2026
Executive summary
Achieved record new business wins in H1 2025, driving strong momentum and growth.
Highest level of demand for secure payments products, with a robust sales pipeline entering H2.
Expanded both SMB and enterprise customer base, with notable growth in the US healthcare sector.
Financial highlights
Annual Recurring Revenue (ARR) reached £20.3m, up 21% year-over-year (25% on constant currency).
Committed ARR (CARR) rose to £24.0m, an 18% increase year-over-year (21% on constant currency).
Revenue for H1 was £11.3m, a 7% year-over-year increase, or 14% on a normalised basis.
Cash at period end was £2.6m, with no bank debt.
Outlook and guidance
Entering H2 with strong momentum and confidence in meeting FY26 strategic objectives and Board expectations.
Sales pipeline remains highly encouraging, supported by ongoing investment in partner ecosystem.
H1 cash investment impact on growth
Partner ecosystem's impact on new business
US healthcare sector growth strategy
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Next PCI-PAL earnings date
H1 20265 Mar, 2026
PCI-PAL
Next PCI-PAL earnings date
H1 20265 Mar, 2026
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Frequently asked questions
PCI-PAL PLC provides payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, European Union, North America, the Asia Pacific, and the Middle East. The company offers an independent compliance assessment service that is designed to maintain merchants' PCI compliance with Payment Card Industry Data Security Standard (PCI-DSS). Its PCI-PAL Saver service allows customers to make direct payments to an individual or business via a bank account or debit or credit card; and its PCI-PAL Saver Connect service allows customers to send money to others using their mobile number.
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