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Peoples Bancorp (PEBO) investor relations material
Peoples Bancorp Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Strategic vision and culture
Aims to be the best community bank in America, guided by core values of client focus, integrity, respect, community commitment, leadership, and excellence.
Strategic priorities include superior shareholder returns, client-centric service, workplace excellence, and community impact.
Financial and operational highlights
As of March 31, 2026: $9.6B in assets, $7.6B in deposits, $6.8B in loans, $4.0B in assets under management, and $1.2B market cap.
Q1 2026 net income was $29M ($0.81 per diluted share), ROAA 1.23%, net interest margin 4.16%, efficiency ratio 58.6%.
Tangible book value per share grew to $22.95; loan-to-deposit ratio at 88.5%.
Business model and growth
Holds top 3 deposit market share in 36 counties, with strong rural and urban presence.
Diverse fee income sources: insurance, wealth management, equipment leasing, and premium finance; fee income ratio at 24% in Q1 2026.
Proven M&A track record with 12 acquisitions since 2011 and scalable infrastructure for growth.
- Q1 2026 net income hit $29M, with strong margins and a major Citizens merger announced.PEBO
Q1 202630 Apr 2026 - Annual meeting to elect directors, approve pay, ratify auditor, and highlight ESG and governance.PEBO
Proxy Filing6 Mar 2026 - Q2 2024 net income reached $29M, with strong loan growth, stable margins, and robust capital.PEBO
Q2 20243 Feb 2026 - Q4 EPS $0.89, net income $31.8M, 6% loan growth, and strong 2026 outlook for leverage and capital.PEBO
Q4 202520 Jan 2026 - Q3 2024 saw $31.7M net income, improved margins, and strong capital despite higher credit losses.PEBO
Q3 202419 Jan 2026 - Record net income and strong capital set the stage for continued growth in 2025.PEBO
Q4 202410 Jan 2026 - Q1 2025 net income $24.3M, margin down, asset quality and capital up, dividend raised.PEBO
Q1 202523 Dec 2025 - Q3 2025 saw $29.5M net income, strong loan growth, and improved efficiency despite margin pressure.PEBO
Q3 202514 Dec 2025 - Annual meeting covers director elections, executive pay, auditor ratification, and ESG priorities.PEBO
Proxy Filing1 Dec 2025
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