)
Ping An Insurance (Group) Company of China (2318) investor relations material
Ping An Insurance (Group) Company of China Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Revenue for the first nine months of 2025 rose 7.4% year-over-year to RMB832.9 billion, with net profit after tax (NPAT) up 11.5% to RMB132.9 billion and operating profit after tax (OPAT) up 7.2% to RMB116.3 billion.
Shareholders' equity increased 6.2% year-to-date to RMB986.4 billion, and retail customers grew 2.9% to nearly 250 million.
Integrated finance and health and senior care strategies drove business improvements, with strong execution across core segments.
Revenue reached RMB901.7 billion, up 4.6% year-over-year.
Net profit attributable to shareholders increased 11.5% year-over-year to RMB132,856 million, with a 45.4% surge in Q3 2025.
Financial highlights
NPAT surged 45.4% year-over-year in 3Q 2025, despite one-off losses totaling RMB9,347 million from consolidations, asset sales, and revaluation losses.
Comprehensive investment yield (unannualized) reached 5.4%, up 1.0 percentage point year-over-year.
Premium income in property & casualty (P&C) rose 7.1% to RMB256.2 billion, with the combined operating ratio (COR) improving by 0.8 percentage points to 97.0%.
Life & Health (L&H) new business value (NBV) increased 46.2% to RMB35.7 billion, with NBV margin up 9.0 percentage points to 30.6%.
Basic earnings per share increased 12.3% year-over-year to RMB7.56.
Outlook and guidance
Continued focus on integrated finance and health and senior care, with expansion of home-based senior care services and premium communities in major cities.
Technology enablement remains a priority to enhance efficiency and risk management.
Management expects robust business growth through digital innovation and differentiated services.
- TimeTickerHeadlineOpen
- 6 FebCRI
Q1 2025 saw record revenue, a return to profit, and major new contracts in space technology. - 6 FebCRI
Net loss widened to 7.5m PLN in H1 2024 as revenue fell and R&D costs remained high. - 6 FebCRI
Net loss deepened on lower sales and higher costs, but major new contracts and restructuring are underway. - 6 FebEMBASSY
Record revenue, NOI, and distributions highlight strong growth and robust segment performance. - 6 FebCRI
Revenue fell and losses deepened, but ESA contracts and R&D projects drive future prospects. - 6 FebNVDA
AI-driven digital twins and real-time simulation will transform engineering and manufacturing. - 6 FebTUPRS
Net income reached TRY 29.5 billion, with strong dividends and a robust net cash position. - 6 FebCPT
2025 results beat guidance; Sun Belt focus, asset sales, and share buybacks drive 2026 strategy. - 6 FebCRI
H1 2025 saw a return to profit, record revenues, and strong cash from major space projects. - 6 FebSCW
Q2 2025 revenue up 120% y/y, driven by record Asian contract and backlog growth.
Next Ping An Insurance (Group) Company of China earnings date
Next Ping An Insurance (Group) Company of China earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)