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Pioneer Bancorp
Pioneer Bancorp (PBFS) investor relations material
Pioneer Bancorp Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary12 Mar, 2026
Executive summary
Net income for the year ended December 31, 2025 was $20.3 million, up from $15.3 million for the fiscal year ended June 30, 2024.
Net income for Q4 2025 was $3.7 million, compared to $3.3 million for Q4 2024.
Record net interest income driven by strong loan portfolio growth and diversified deposit base.
Completed acquisition of Brown Financial Management Group and launched Pioneer Capital Markets, Inc.
Financial highlights
Net loans receivable at December 31, 2025 were $1.65 billion, up 14.8% year-over-year.
Deposits reached $1.74 billion, up 9.6% from December 31, 2024.
Total assets grew to $2.15 billion, an 8.6% increase from the prior year.
Net interest income for the year was $79.1 million, up 19.0% year-over-year.
Noninterest income for the year was $17.1 million, up 5.0% year-over-year.
Noninterest expense for the year was $66.1 million, up 8.8% year-over-year.
Outlook and guidance
Focus remains on delivering long-term value, investing in employee engagement, client experience, and community development.
Ongoing strategy to diversify products and services and increase noninterest income.
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Latest events from Pioneer Bancorp
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Next Pioneer Bancorp earnings date
Q3 202629 Apr, 2026
Pioneer Bancorp
Next Pioneer Bancorp earnings date
Q3 202629 Apr, 2026
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