)
Visual
earnings real time
Plumas Bancorp
Plumas Bancorp (PLBC) investor relations material
Plumas Bancorp Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary21 Jan, 2026
Executive summary
Total assets reached $2.24 billion as of December 31, 2025, up 37.9% year-over-year, reflecting significant growth and recent acquisitions.
Net income for 2025 was $29.6 million, a 3.5% increase from 2024, with diluted EPS at $4.54.
The acquisition of Cornerstone Community Bank in July 2025 expanded the branch network and contributed to balance sheet growth.
2025 marked a pivotal year with the integration of Cornerstone Community Bancorp, strategic balance sheet optimization, and a focus on margin durability and cost-of-funds improvement.
The company celebrated its 45th anniversary and expanded its presence in Northern California.
Financial highlights
Net interest income rose by $14.1 million (19.1%) to $87.8 million in 2025, with a net interest margin of 4.91%.
Fourth quarter 2025 net income was $11.0 million, up 41.6% year-over-year.
Non-interest income in 2025 included a $1.1 million Dixie Fire settlement and a sale leaseback gain, mostly offset by a $5.4 million loss on investment securities.
Book value per share increased 24.5% to $37.52.
Gross loans grew by $497 million (49%) to $1.5 billion; deposits increased by $439 million (32%) to $1.8 billion.
Outlook and guidance
Management highlights ongoing focus on core deposit growth, capital management, and maintaining strong credit quality.
Continued investment in technology and expansion into new markets are expected to support future growth.
Management remains focused on margin durability, cost-of-funds improvement, and disciplined loan portfolio growth for 2026.
Continued emphasis on improving nonperforming metrics and prudent credit risk management, especially regarding a large agricultural relationship.
NPL increase: Resolution plan for ag loan?
Projected 2026 impact of fair value marks?
Strategy to manage uninsured deposit concentration?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- 000001
Double-digit profit growth in core segments, but banking net profit declined 3.5%. - SANB4
Net profit hit R$4.1B, ROAE 17.6%, with robust loan growth and digital innovation. - BG
Adjusted EPS was $7.57, with strong segment EBIT and stable 2026 guidance. - ATS
Q3 revenue rose 17% to $760.7M, with strong backlog and Q4 revenue guided at $710–$750M. - SWK
Gross margin and net income rose, with CAM divestiture set to reduce debt and boost 2026 outlook. - PMI
FDA-approved artificial heart maker registers 17M shares for resale amid ongoing losses and risks. - ARCC
FY 2025 net income was $1,299M, with a $0.48/share Q1 2026 dividend declared. - SDST
Development-stage lithium refiner registers shares for resale amid high risk and capital needs. - DAC
Q2 2025 saw revenue growth, high charter coverage, and strong liquidity despite rising costs. - OCSL
Net investment income was $36.7M ($0.42/share) as NAV fell to $16.30 and a $0.40 dividend was declared.
Next Plumas Bancorp earnings date
Q1 202617 Apr, 2026
Plumas Bancorp
Next Plumas Bancorp earnings date
Q1 202617 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
)
Frequently asked questions
Plumas Bancorp is a bank holding company that operates through its principal subsidiary, Plumas Bank, a full-service community bank. The bank provides a variety of financial services to small and medium-sized businesses, as well as individuals, primarily in Northeastern California and Northwestern Nevada. Its offerings include various deposit products such as checking, savings, money market accounts, and retirement accounts. Plumas Bank's loan portfolio covers commercial real estate, industrial loans, agricultural loans, residential real estate, and construction and land development loans. Additionally, the bank provides services like remote deposit, online and mobile banking, and Small Business Administration (SBA) loans. The company is headquartered in Reno, Nevada, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage