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Extra Everything: The Story of Chipotle
Chipotle's story from a single restaurant to a nationwide chain, through crisis and turnaround, built on one of the strongest models in the industry.
Porch Group
Porch Group (PRCH) investor relations material
Porch Group Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 2026 earnings summary28 Apr, 2026
Executive summary
Q1 2026 results exceeded expectations, with revenue up 29% year-over-year to $109.4 million and Insurance Services revenue up 50%, driven by strong new customer additions and agency expansion.
Adjusted EBITDA reached $19.7 million (18% margin), while net loss attributable to shareholders was $4.7 million.
Statutory surplus at the Reciprocal grew 59% year-over-year to $164.6 million, supporting future premium growth.
Strategic focus remains on scaling rapidly, investing in data, underwriting, and differentiated consumer products, including the launch of Porch Insurance.
Agency branch locations increased 181% year-over-year, with quote volumes up 69%.
Financial highlights
Q1 2026 revenue was $109.4 million, up 29% year-over-year; gross profit was $91.2 million (83% margin); Adjusted EBITDA was $19.7 million (18% margin).
Insurance Services revenue was $74.7 million, up 50% year-over-year, with an 85% gross margin and 37% adjusted EBITDA margin.
Software & Data revenue was $21.9 million (75% margin), and Consumer Services revenue was $15.1 million (87% margin), both with stable performance.
Cash and investments at quarter-end were $134.1 million, up from $121.2 million at year-end 2025; net cash from operations was $19.8 million.
Gross profit for Q1 2026 was $90.8 million, up from $65.4 million in Q1 2025.
Outlook and guidance
Full-year 2026 revenue guidance raised to $495–$507 million (up from $475–$490 million), gross profit guidance to $401–$413 million, and Adjusted EBITDA guidance to $103–$109 million.
2026 RWP target is $600 million, representing 25% year-over-year growth.
Expected year-over-year growth: revenue 12–16%, gross profit 13–17%, Adjusted EBITDA 17–20%.
Software and Data, Consumer Services expected to remain flat until housing market recovers; guidance increase driven by Insurance Services.
Management expects continued premium growth from Porch Insurance and expansion in agency and quote volume.
Reciprocal reinsurance impact on segment margins
2030 Note exchange effect on interest costs
Software segment pricing vs volume strategy
Explain insurance conversion rate growth strategy
Describe Porch Insurance Texas product strategy
Detail AI benefits from proprietary data assets
Source of the $12.9M shareholder cash increase
Why are consolidated and shareholder EBITDA equal?
Growth rate of RWP from new customers
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Latest events from Porch Group
- Unique data, high-margin insurance, and software scale drive strong growth and profitability.PRCH
Corporate presentation1 May 2026 - Strong financial results, governance enhancements, and new shareholder proposals highlight 2026's agenda.PRCHProxy filing17 Apr 2026
- Director elections, auditor ratification, and executive pay are key votes at the 2026 meeting.PRCHProxy filing17 Apr 2026
- 2025 outperformed with 24% revenue growth and robust 2026 guidance for double-digit gains.PRCHQ4 202514 Apr 2026
- Data-driven insurance and services platform achieves high margins, growth, and industry-leading risk management.PRCHCorporate presentation11 Feb 2026
- Q2 revenue up 12% to $110.8M; profitability improves, but guidance cut on weather losses.PRCHQ2 20242 Feb 2026
- Record Q3 profitability and reciprocal approval set stage for higher-margin, resilient growth.PRCHQ3 202415 Jan 2026
- Reciprocal insurance and data platform fuel high-margin growth to $100M EBITDA by 2026.PRCHInvestor Day 202411 Jan 2026
- Record Q4 profit, higher-margin model, and raised 2025 guidance drive strong growth momentum.PRCHQ4 202423 Dec 2025
Next Porch Group earnings date
Q2 20264 Aug, 2026
Porch Group
Next Porch Group earnings date
Q2 20264 Aug, 2026
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excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
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@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
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