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Riverview Bancorp (RVSB) investor relations material
Riverview Bancorp Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary29 Jan, 2026
Executive summary
Net income for fiscal Q3 2026 was $1.4 million, or $0.07 per diluted share, up from $1.1 million in Q2 2026 and $1.2 million in Q3 2025.
Nine-month net income totaled $3.7 million, or $0.18 per diluted share, nearly flat year-over-year.
Strategic investments in talent and technology are driving growth in commercial and business banking, with a strong loan pipeline and expanding digital platforms.
Financial highlights
Net interest income rose to $10.5 million, up from $9.8 million in Q2 2026 and $9.4 million in Q3 2025.
Net interest margin expanded to 2.96% from 2.76% in Q2 2026 and 2.60% in Q3 2025.
Non-interest income was $3.5 million, down from $3.8 million in Q2 2026 but up from $3.3 million in Q3 2025.
Non-interest expense was $12.2 million, flat sequentially but up from $11.2 million year-over-year.
Efficiency ratio improved to 86.9% from 89.8% in Q2 2026.
Outlook and guidance
Focus remains on expanding commercial and industrial loans, growing business banking, and enhancing treasury management platforms.
Management anticipates stabilization of operating costs as technology and talent investments mature.
Plan for the large classified lending relationship
When will non-interest expense stabilize?
Strategies to manage funding costs for NIM growth?
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Next Riverview Bancorp earnings date
Q4 202624 Apr, 2026
Riverview Bancorp
Next Riverview Bancorp earnings date
Q4 202624 Apr, 2026
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Frequently asked questions
Riverview Bancorp, Inc. operates as the holding company for Riverview Community Bank, offering a range of banking services. The company provides traditional banking products such as personal and business checking and savings accounts, money market accounts, and certificates of deposit. Riverview also offers commercial real estate, residential real estate, construction, and consumer loans, serving both individual and business clients. In addition, the bank provides wealth management services, including trust and investment management. Riverview Bancorp primarily operates in the Pacific Northwest region of the United States. The company is headquartered in Vancouver, Washington, and its shares are listed on the NASDAQ.
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