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SBI Shinsei Bank (8303) investor relations material
SBI Shinsei Bank Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary4 Feb, 2026
Executive summary
Ordinary income for the nine months ended December 31, 2025, rose 23.4% year-over-year to ¥566.3 billion, with ordinary profit up 46.5% to ¥93.5 billion and profit attributable to owners of parent up 21.7% to ¥90.9 billion.
Comprehensive income surged 214.8% year-over-year to ¥152.3 billion, reflecting strong noninterest income and improved market conditions.
The bank completed repayment of all public funds and listed its shares on the Tokyo Stock Exchange Prime Market in December 2025.
Financial highlights
Net interest income decreased by ¥11.6 billion year-over-year to ¥107.4 billion, while noninterest income increased by ¥33.8 billion to ¥142.2 billion.
General and administrative expenses increased by ¥6.9 billion to ¥131.4 billion.
Net credit costs improved by ¥10.9 billion, totaling ¥25.3 billion.
Basic earnings per share for the nine months was ¥113.19, up from ¥99.40 year-over-year.
Total assets grew to ¥23.6 trillion from ¥20.3 trillion as of March 31, 2025.
Outlook and guidance
Full-year profit attributable to owners of parent is forecast at ¥100 billion, up 18.3% year-over-year, with basic EPS projected at ¥121.38.
No revision to the previously announced earnings forecast.
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Next SBI Shinsei Bank earnings date
Q4 202612 May, 2026
SBI Shinsei Bank
Next SBI Shinsei Bank earnings date
Q4 202612 May, 2026
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