)
Visual
test
Stock Yards Bancorp
Stock Yards Bancorp (SYBT) investor relations material
Stock Yards Bancorp M&A announcement summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.M&A announcement summary28 Jan, 2026
Deal rationale and strategic fit
Expands and accelerates presence in Western Kentucky, especially Henderson, and enhances scale in adjacent markets, solidifying leadership as Kentucky's top community banking franchise.
Combines two community-focused banks with similar cultures, emphasizing disciplined growth and high-touch customer service.
Enhances wealth management capabilities by adding $0.8B in assets under management and leveraging Field & Main's scalable franchise.
Minimal market overlap ensures customer continuity and preserves most customer-facing jobs.
Leadership from Field & Main will join the board and senior management, supporting integration and continuity.
Financial terms and conditions
All-stock transaction: Field & Main shareholders receive 0.655 shares of Stock Yards common stock per Field & Main share, with an implied per share price of $44.55 and total value of $105.7 million.
Pro forma ownership: 95% acquirer, 5% acquired.
Price/tangible book value: 1.5x; price/LTM earnings: 10x; price/2026 earnings plus cost savings: 6x.
Transaction expected to be 5.7% accretive to earnings per share in 2027, with tangible book value dilution of 0.9% earned back in under one year.
Pro forma TCE ratio of 9.5% and total risk-based capital ratio of 13.4% at close; post-closing capital ratios projected to remain above “well-capitalized” thresholds.
Synergies and expected cost savings
Cost savings estimated at 34% of Field & Main's non-interest expenses, with about one-third realized in 2026 and full realization in 2027.
No branch closures planned; cost savings phased in post-system conversion in October 2026.
Revenue synergies identified but not included in financial modeling.
Incremental earnings from the transaction expected to offset financial impacts of crossing $10B in assets.
Enhanced operating leverage and expanded capabilities anticipated for customers in Western Kentucky and adjacent markets.
What levers manage $10B threshold in 2026?
How are 34% cost saves achieved without closures?
What strategic role does Western KY market play?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- IQV
Strong Q4 and 2025 results with positive 2026 outlook and strategic segment realignment. - OWL
AUM reached $307.4 billion in 2025 amid record fundraising and double-digit earnings growth. - EMBC
Revenue was stable, net income rose, and leverage improved, with guidance reaffirmed. - VCTR
Q4 revenue up 61% YoY, $317B AUM, 52.8% EBITDA margin, and robust global expansion. - TW
Record revenue, strong earnings, and digital asset expansion drive robust results. - WEC
Adjusted EPS up 8% to $5.27; 2026 guidance and dividend growth reaffirmed. - VCTRQ1 saw higher revenue, Amundi deal closed, and dividend raised to $0.49 per share.
- MINDACORP
Record revenue and profit growth, margin expansion, and strong outlook amid regulatory changes. - SLQT
Q2 FY2026 revenue up 12% YoY, net income $69.3M, guidance revised for partner headwinds. - NATH
Revenue up, profits down; merger at $102/share and multiple dividends announced.
Next Stock Yards Bancorp earnings date
Q1 202624 Apr, 2026
Stock Yards Bancorp
Next Stock Yards Bancorp earnings date
Q1 202624 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Stock Yards Bancorp, Inc. serves as the holding company for Stock Yards Bank & Trust Company, offering a range of financial services to individuals, corporations, and other entities across the United States. Its operations are divided into two main segments: Commercial Banking and Wealth Management & Trust (WM&T). The Commercial Banking segment provides a comprehensive suite of services including retail and commercial lending, mortgage banking, deposit services, and other related financial services. Meanwhile, the WM&T segment specializes in investment management, financial and retirement planning, trust and estate services, and retirement plan management for businesses. The company is headquartered in Louisville, Kentucky, and its shares are listed on the NASDAQ.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage