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SunCar Technology Group
SunCar Technology Group (SDA) investor relations material
SunCar Technology Group H1 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H1 2025 earnings summary26 Oct, 2025
Executive summary
Total revenue for the first half of 2025 rose 9% year-over-year to $222.3 million, driven by strong growth in auto insurance and technology services.
Net loss narrowed significantly to $5.5 million from $60.1 million in the prior year period.
Adjusted EBITDA was $2.5 million, down from $6 million year-over-year.
Management is prioritizing profitability and cash generation, withdrawing previous full-year revenue guidance.
Financial highlights
Auto insurance premiums for EVs surged 111.3% to $697.6 million, with revenue from EV insurance services up 115.8% to $31.5 million.
Auto insurance revenue increased 33% to $97.8 million, technology services revenue grew 11% to $24.3 million, while auto services revenue declined 7% to $100.1 million.
Total operating costs and expenses decreased 15% to $223.5 million, mainly due to lower share-based compensation.
Net loss margin improved to -2.5% from -29.6% year-over-year; adjusted EBITDA margin was 1.1%.
Outlook and guidance
Previous full-year revenue guidance of $521–$539 million has been withdrawn to focus on margin enhancement and long-term value.
Management expects continued organic revenue growth and aims for positive net income in the second half of 2025.
Explain guidance withdrawal and new focus
Reconcile Adjusted EBITDA decline vs. net loss
Auto services revenue decline: future strategy
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Next SunCar Technology Group earnings date
H2 202528 Apr, 2026
SunCar Technology Group
Next SunCar Technology Group earnings date
H2 202528 Apr, 2026
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Frequently asked questions
SunCar Technology Group Inc. is a Shanghai-based company that specializes in providing digitalized automotive after-sales services and online auto insurance intermediation in China. Through its cloud-based platform, SunCar offers a variety of services, including automotive maintenance, road assistance, and car beautification, in collaboration with third-party providers. The company caters primarily to enterprise clients such as banks, insurance companies, and vehicle manufacturers, offering them customized service solutions. Additionally, SunCar facilitates the distribution of auto e-insurance products via a network of external sales partners. The company is headquartered in Shanghai, China, and its shares are listed on the NASDAQ.
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