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Tessin Nordic (TESSIN) investor relations material
Tessin Nordic Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net revenue for 2025 was 14.8 MSEK, a 40% decrease year-over-year, mainly due to a weaker credit and real estate market.
Operating loss (EBIT) for the year was -35.9 MSEK, compared to -31.0 MSEK the previous year.
Net result for the year was -72.8 MSEK, impacted by one-time write-downs of about 30 MSEK.
Loan volume brokered increased 29% to 301.2 MSEK for the year, with a significant Q4 boost from institutional partners.
Major cost reductions and strategic changes were implemented, including a stock market list change and share consolidation.
Financial highlights
Q4 net revenue was 5.4 MSEK, down 18% from the same quarter last year.
Q4 EBITDA was -7.1 MSEK (vs. -11.5 MSEK), and EBIT was -8.0 MSEK (vs. -13.4 MSEK).
Full-year EBITDA was -32.0 MSEK (vs. -24.6 MSEK), and EBIT was -35.9 MSEK (vs. -31.0 MSEK).
Earnings per share for the year was -0.18 SEK (vs. -0.10 SEK).
Cash flow from operations was -6.5 MSEK for the year; cash and equivalents at year-end were 15.8 MSEK.
Outlook and guidance
The company is focused on returning to profitable growth, with ongoing cost reductions and new business initiatives.
A long-term financing plan is being developed and is expected to be presented in the first half of 2026.
No dividend is proposed for 2025.
- TimeTickerHeadlineOpen
- 5 FebGL
Earnings and premium growth were strong, with higher 2026 guidance and ongoing share buybacks. - 5 FebABX
Record 2025 results, strong cash flow, and North America gold IPO planned for late 2026. - 5 FebWEX
Q4 2025 revenue and EPS grew strongly, with 2026 guidance projecting continued momentum. - 5 FebCLFD
FY25 sales rose 20% to $150.1M, with improved margins and strong growth outlook for FY26. - 5 FebMAA
Q4 and 2025 results met expectations; 2026 outlook sees modest growth and easing supply. - 5 FebDG
Record free cash flow and broad-based earnings growth drive strong 2025 results and positive 2026 outlook. - 5 FebMOD
Q3 FY26 sales up 31%, strong data center growth, pension charge led to net loss, major spin-off announced. - 5 FebAPOLLOTYRE
Record revenue, profit growth, major expansion, and improved financial metrics in Q3 FY26. - 5 FebCMI
Record 2025 results, $458M Accelera charges, and 2026 growth led by data center power. - 5 FebHP
EBITDA $230M, $1.02B revenue, net loss $97M, $260M debt repaid, strong tech rollout.
Next Tessin Nordic earnings date
Next Tessin Nordic earnings date
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