)
Visual
test
VersaBank
VersaBank (VB) investor relations material
VersaBank Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Investor presentation summary29 Jan, 2026
Track record of innovation and digital banking leadership
Over 30 years of technological innovation, including the world's first digital financial institution and digital vault.
Pioneered blockchain-enabled deposit tokens as a nationally licensed bank in both the US and Canada.
Highly efficient, fully digital, branchless B2B banking model with strong earnings growth and risk-mitigated operations.
No material loan losses over three decades, with a focus on underserved markets and technology-driven solutions.
Planned divestiture of cybersecurity subsidiary to unlock additional value.
Financial performance and growth outlook
Significant operating leverage in core digital banking, with efficiency ratio targets below 25% and ROCE above 35%.
Total credit assets projected to exceed C$10B and US$7.2B in coming years.
Strong net income growth, with adjusted net income targets rising annually.
US Receivables Purchase Program ramping up, targeting a multi-trillion dollar market.
Current valuation near book value, well below US peers, with further value expected from corporate realignment.
Digital asset revolution and market opportunity
Digital assets and stablecoins are transforming financial services, with stablecoin transfer volumes surpassing Visa and Mastercard combined in 2024.
Less than 50% of Gen Z have traditional bank accounts; over 50% rely on non-traditional providers.
Major banks and payment providers are developing digital asset strategies amid favorable regulatory trends.
Stablecoins now represent two-thirds of recent cryptocurrency transactions.
Bank-led initiatives are creating regulated, interoperable digital asset platforms.
RBDT technology licensing strategy
Impact of cybersecurity divestiture on value
Advantage of dual-currency deposit tokens
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Latest summaries
- TimeTickerHeadlineOpen
- APAM
AUM hit $180B in 2025, with strong credit/alternatives growth and higher dividends. - OXBR
Tokenized reinsurance contracts on Solana open Florida’s high-return market to global investors. - KMT
Q2 sales and earnings surged, driving raised full-year guidance and strong segment growth. - RNR
Net income hit $2.65B in 2025, with 30.8% book value growth despite major loss events. - WNC
Q4 2025 revenue was $321.5M with losses, but Parts & Services grew 32.6% year-over-year. - AGI
Path to 1M oz gold by 2029, with lower costs, strong cash flow, and major expansions advancing. - NAZARA
Nodwin's acquisition of Freaks 4U Gaming targets global growth, margin expansion, and profitability. - ARCC
FY 2025 delivered $1.86/share net income, $2.01 core EPS, and a $0.48/share Q1 2026 dividend. - PSX
Q4 2025 earnings hit $2.9B, with record yields and strong portfolio transformation. - WAFD
Earnings and EPS surged year-over-year, but credit quality metrics weakened.
Next VersaBank earnings date
Q1 20264 Mar, 2026
VersaBank
Next VersaBank earnings date
Q1 20264 Mar, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
VersaBank, a schedule I chartered bank since 1994 and a member of Canada Deposit Insurance Corporation, provides various banking products and services in Canada. It operates through Personal Banking, Business Banking, and Capital Markets segments. The company offers everyday banking options, including high interest checking accounts; term deposits; and secured personal loans.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage