AmeriTrust Financial Technologies (AMT) Q2 2025 earnings summary

Executive summary

• Reported Q2 2025 financial results, with revenue of $407,347, down from $438,812 in Q1 2025 and $542,166 in Q2 2024.

• Cash on hand at June 30, 2025, was $6,076,370, compared to $10,231,191 at December 31, 2024.

• Working capital surplus at quarter-end was $2,103,566, down from $4,002,995 at year-end 2024.

Financial highlights

• Q2 2025 gross profit was $143,799, compared to $230,943 in Q2 2024 and $157,976 in Q1 2025.

• Net loss for Q2 2025 was $(3,045,556), compared to $(2,905,179) in Q2 2024 and $(1,165,214) in Q1 2025.

• EBITDA for Q2 2025 was $(1,504,648), versus $(1,484,133) in Q2 2024 and $(1,140,183) in Q1 2025.

• Adjusted EBITDA loss for Q2 2025 increased year-over-year due to higher personnel costs but improved sequentially due to FX movements.

Outlook and guidance

• Management expresses intent to grow the business and pursue additional funding partnerships.

• Forward-looking statements caution that actual results may differ materially due to risks and uncertainties.