Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver (INFRAEX 18) Q2 2025 earnings summary

Executive summary

• Net income for Q1 2025 was $131 million, with a basic earnings per share of $51.49, reflecting a solid start to the year.

• Total assets reached $64,101 million, and total equity stood at $6,689 million as of March 31, 2025.

• The bank maintained strong liquidity and capital positions, with a liquidity coverage ratio (LCR) of 307.34% and a net stable funding ratio (NSFR) of 142.38%.

Financial highlights

• Interest income for Q1 2025 was $1,650 million, while interest expenses totaled $1,150 million, resulting in a net interest margin of $500 million.

• Net operating cash flow for the quarter was $303 million, with cash and equivalents increasing from $12,949 million to $13,252 million.

• The cost-to-income ratio remained efficient, and the return on equity (ROE) was 9.90%, with a return on assets (ROA) of 1.10%.

Outlook and guidance

• The bank projects continued compliance with regulatory capital and liquidity requirements, maintaining its position in the highest regulatory category.

• No capital plan submission is required for 2025–2026, as internal stress scenarios indicate sufficient capital and liquidity.