Banco de Crédito del Perú (CREDITC1) Q1 2026 earnings summary

Executive summary

• Total assets reached S/227,237,243 thousand as of March 31, 2026, with total liabilities of S/203,660,300 thousand and equity of S/23,576,943 thousand.

• Net income for the quarter was S/1,954,900 thousand, reflecting strong profitability.

Financial highlights

• Interest income totaled S/4,508,585 thousand, with S/3,777,566 thousand from direct credit portfolio.

• Net interest margin after provisions was S/3,216,324 thousand.

• Operating margin reached S/2,656,965 thousand after administrative and depreciation expenses.

• Total liabilities included S/164,299,788 thousand in public obligations and S/21,188,184 thousand in financial obligations.

Outlook and guidance

• Significant assets pledged as collateral for long-term financing, including S/4,517,146 thousand for the MiVivienda program.