Banque Cantonale du Jura (BCJ) H2 2025 earnings summary

Executive summary

• Achieved strong results in 2025, with the third-best operational result in history despite a challenging economic environment.

• Net profit reached CHF 12.3 million, down 8.9% year-over-year.

• Board proposes a dividend of CHF 6.15 million, reflecting an 8.9% decrease.

Financial highlights

• Total assets increased by 3.1% to CHF 4.52 billion.

• Net interest income remained stable at CHF 50.7 million.

• Operating income was CHF 28.6 million, down 9.9% from the previous year.

• Net profit was CHF 12.3 million, an 8.9% decrease year-over-year.

• Dividend proposed at CHF 6.15 million, down 8.9%.

Outlook and guidance

• 2026 expected to see lower results due to ongoing economic tensions and continued pressure on margins from low interest rates.