Cash Converters International (CCV) AGM 2025 summary

Opening remarks and agenda

• AGM opened with confirmation of quorum, explanation of virtual meeting procedures, and introduction of board, executive team, and Deloitte auditors.

Financial performance review

• FY 2025 operating EBITDA reached AUD 74.5 million, up 8% year-on-year; NPAT was AUD 25.1 million, up 20%.

• FY2025 revenue was AUD 385.3 million, up 1% from FY24; Q1 FY26 unaudited revenue was AUD 100 million, up 4% year-on-year.

• Store segment EBITDA rose 29% to AUD 31.3 million; cash and equivalents at year-end were AUD 73.2 million, up 30%.

• Australian store revenue increased 10% to AUD 43.8 million, and UK store revenue rose 32% to AUD 27.6 million.

• Personal finance segment revenue fell 23% to AUD 17.7 million due to product transition.

Board and executive committee updates

• Board and management remain focused on long-term growth via store acquisitions in Australia and the UK, and new loan product growth.

• Thanks extended to board, management, and staff for their contributions and execution of strategy.