Credit Acceptance (CACC) Proxy filing summary

Executive summary

• The annual meeting is scheduled for June 10, 2026, with shareholders voting on director elections, executive compensation, and auditor ratification.

• Shareholders of record as of April 14, 2026, are entitled to vote, with 10,423,177 shares outstanding.

• Proxy materials are distributed primarily online, with options for paper copies upon request.

Voting matters and shareholder proposals

• Six directors are nominated for election, each to serve until the 2027 annual meeting.

• Advisory vote on named executive officer compensation (say-on-pay) is included.

• Ratification of Grant Thornton LLP as independent auditor for 2026 is proposed.

• Shareholder proposals for the 2027 meeting must be submitted by December 29, 2026.

Board of directors and corporate governance

• Board leadership is separated, with an independent Chair and Lead Director (Mr. Tryforos).

• Board committees include Audit, Compensation, and Nominating, all with independent directors.

• The Board held six meetings in 2025, with high attendance.

• Shareholders can communicate with the Board via hotline or website.