Enova International (ENVA) Proxy Filing summary

Executive summary

• Annual meeting scheduled for May 14, 2025, to elect ten directors, hold a say-on-pay advisory vote, and ratify Deloitte & Touche LLP as auditor for 2025.

• Shareholders of record as of March 21, 2025, are eligible to vote; voting can be done online, by phone, mail, or in person.

• Proxy materials are distributed electronically to reduce costs and environmental impact.

Voting matters and shareholder proposals

• Proposal 1: Election of ten directors for a one-year term.

• Proposal 2: Non-binding advisory vote to approve executive compensation.

• Proposal 3: Ratification of Deloitte & Touche LLP as independent auditor for 2025.

• Shareholder proposals for the 2026 meeting must be submitted by December 5, 2025.

• Shareholders can nominate directors and communicate with the board per established procedures.

Board of directors and corporate governance

• Board consists of ten directors with diverse backgrounds; nine are independent under NYSE standards.

• Board committees: Audit, Compensation, and Nominating & Corporate Governance, all with independent members.

• Board held five meetings in 2024; all directors attended at least 75% of meetings.

• Lead Independent Director role established to enhance board oversight.

• Annual board and committee self-assessments are conducted.