Flywire (FLYW) Autonomous 8th Annual Future of Commerce Symposium summary

Reflections on leadership transition and company culture

• New CFO highlighted the strong, collaborative culture and rapid integration into the team.

• Emphasis on leveraging prior experience at PayPal to scale operations and drive productivity.

• Focus on enhancing financial disclosures, especially around margin drivers and profitability.

Growth drivers and vertical performance

• Organic, FX-neutral revenue growth in the mid-20% range, with education as the largest vertical.

• U.S. education grew in the high teens, while international markets like U.K., Australia, and Europe outpaced the corporate average.

• Travel vertical grew 55%, becoming the second largest, with APAC leading growth.

• B2B vertical also outperformed but from a smaller base; healthcare remained flat but is expected to return to growth.

Regulatory impacts and regional updates

• Canada faced regulatory headwinds, causing a reset in expectations and a tough Q1, with gradual stabilization expected.

• Uncertainty remains around Canadian postgraduate work permits, but most impacts are already factored into guidance.

• Australia announced caps on international students, mainly affecting vocational sectors; higher education, where the company is more exposed, is less impacted.

• U.K. and U.S. markets remain stable, with political clarity and continued openness to international students.