Flywire (FLYW) Autonomous 8th Annual Future of Commerce Symposium summary

Leadership reflections and business integration

• New CFO highlights strong company culture and rapid integration into the team, leveraging prior experience at PayPal and eBay.

• Emphasis on finance's role in driving business insights and improving disclosure, especially around profitability and margin drivers.

Growth drivers and vertical performance

• Organic, FX-neutral revenue growth remains in the mid-twenties, with education as the largest vertical and travel as the fastest-growing at 55%.

• U.S. education shows high-teens growth, while international markets like the U.K., Australia, and Europe are growing above 25%.

• Healthcare vertical was flat to slightly down but is expected to return to growth in the second half, supported by new products and expanded client base.

Regulatory impacts and market dynamics

• Canada faced significant regulatory headwinds, causing a reset in expectations and a tough Q1, but recovery is expected as government clarifies visa policies.

• Australia introduced caps on international students, mainly affecting vocational sectors, with limited impact on higher education where the company is more exposed.

• U.K. and U.S. markets remain stable, with political clarity and continued openness to international students.