HDB Financial Services (HDBFS) Q4 24/25 earnings summary

Executive summary

• Audited standalone and consolidated financial results for the quarter and year ended March 31, 2025, were approved by the Board and reviewed by the Audit Committee, with unmodified opinions from joint statutory auditors.

• A final dividend of Rs. 1 per equity share (face value Rs. 10) was recommended for FY25, subject to shareholder approval.

• The company is classified as an Upper Layer NBFC (NBFC-UL) by RBI and has filed a DRHP for an IPO comprising a fresh issue and offer for sale.

Financial highlights

• Standalone revenue from operations for FY25 was Rs. 163,003 million, up from Rs. 141,711 million in FY24.

• Net profit for FY25 stood at Rs. 21,759 million, compared to Rs. 24,608 million in FY24.

• Total assets as of March 31, 2025, were Rs. 1,086,633 million, up from Rs. 925,565 million a year earlier.

• Consolidated results mirror standalone, with no material impact from the controlled structured entity.

Outlook and guidance

• The company confirmed full utilization of proceeds from non-convertible securities for their intended purposes, with no deviations.

• Pending IPO is subject to regulatory approvals and market conditions.