Heritage Insurance (HRTG) Proxy filing summary

Executive summary

• Annual meeting scheduled for June 10, 2026, at 10:00 a.m. ET, both virtually and in person.

• Proxy materials, including the Notice, Proxy Statement, and 2025 Annual Report, are available online for review and voting.

• Shareholders are encouraged to review all proxy materials before voting and can opt for electronic delivery to support environmental initiatives.

Voting matters and shareholder proposals

• Election of six directors: Panagiotis (Pete) Apostolou, Irini Barlas, Ernie Garateix, Joseph Vattamattam, Paul L. Whiting, and Richard Widdicombe.

• Ratification of Plante & Moran, PLLC as independent registered public accounting firm for fiscal year ending December 31, 2026.

• Advisory approval of named executive officer compensation.

• Advisory vote on the frequency of future say-on-pay votes, with the board recommending 1 year.

Board of directors and corporate governance

• Board recommends voting FOR all director nominees and FOR Proposals 2 and 3.