IDBI Bank (IDBI) Q4 24/25 earnings summary

Executive summary

• Audited results for the year ended March 31, 2025, show strong growth in income and profitability year-over-year.

• Board has proposed a final dividend of ₹2.1 per share, up from ₹1.5 per share last year.

• Auditors issued an unmodified opinion on both standalone and consolidated results.

Financial highlights

• Standalone net profit rose to ₹7,515.17 crore for FY25 from ₹5,634.09 crore in FY24.

• Total income increased to ₹33,826.02 crore from ₹30,037.04 crore year-over-year.

• Operating profit for FY25 was ₹11,078.60 crore, up from ₹9,592.06 crore in FY24.

• Consolidated net profit reached ₹7,630.68 crore, up from ₹5,788.11 crore in FY24.

• Other income, including a significant tax refund, contributed to higher earnings.

Outlook and guidance

• Board remains focused on asset quality, capital adequacy, and prudent provisioning.

• Dividend increase signals confidence in sustained profitability.