Kinsale Capital Group (KNSL) Corporate presentation summary

Business overview

• Focuses exclusively on the U.S. excess and surplus (E&S) lines insurance market, emphasizing disciplined underwriting and proprietary technology for cost advantage and efficiency.

• Maintains strict control over underwriting and claims, leveraging analytics for profitability and operational efficiency.

• Operates with a strong balance sheet, growing float, and investment income, aiming to deliver long-term value through exceptional returns.

Management and market position

• Led by a highly experienced executive team with decades of industry expertise.

• Trades on the NYSE under ticker KNSL, with a market capitalization of $7.9 billion and 701 employees as of March 2026.

• Only publicly traded pure-play E&S insurer, with 100% of premiums from surplus lines.

Financial performance and growth

• Achieved a compounded annual gain of 40.8% and an overall gain of 2,421.4% in stock price since its 2016 IPO, outperforming the S&P 500.

• Gross written premiums reached $1.98 billion in 2025, with a 12.3% CAGR from 2023 to 2025.

• Q1 2026 diluted earnings per share rose 27.4% to $4.88, and operating earnings per share increased 37.7% to $5.11 year-over-year.

• Combined ratio improved to 77.4% in Q1 2026, reflecting strong underwriting profitability.