LCNB (LCNB) Registration Filing summary

Company overview and business model

• Incorporated in Ohio, with principal executive offices in Lebanon, Ohio.

• Registration statement filed to allow for the sale of securities from time to time after effectiveness.

Use of proceeds and capital allocation

• Estimated costs and expenses for the offering include SEC registration, accounting, legal, transfer agent, trustee, printing, and miscellaneous fees, with only the SEC fee specified; other amounts depend on the type and amount of securities issued.

Risk factors and disclosures

• Indemnification for directors and officers is provided to the fullest extent permitted by Ohio law, including advancement of expenses and insurance coverage.

• Indemnification may not be enforceable for liabilities under the Securities Act if deemed against public policy.