MoneyHero (MNY) Investor Presentation summary

Business overview and strategy

• Operates leading personal finance platforms in Singapore, Hong Kong, Philippines, and Taiwan, holding #1 market share in each core market.

• Serves 8.6 million members as of Q2 2025, with 39% YoY growth in membership.

• Focuses on connecting consumers with financial products through trusted brands, comparison tools, and rewards.

• Strategic pillars include consumer pull, conversion expertise, insurance brokerage, strong partner relationships, and operating leverage.

• Asset-light, AI-first platform drives productivity, efficiency, and scalable growth.

Financial performance and guidance

• Achieved net income of $0.2M in Q2 2025, reversing a net loss of $12.2M in Q2 2024.

• Adjusted EBITDA loss improved by 79% YoY to $2.0M in Q2 2025.

• H1 2025 revenue reached $32.3M, with 26% generated from higher-margin insurance and wealth verticals.

• Operating costs reduced by 37% YoY in Q2 2025, supporting improved profitability.

• Guidance targets positive adjusted EBITDA in the latter part of 2025.

Market opportunity and growth drivers

• Addresses a large, digitally driven market of 153M people in Greater Southeast Asia, with high banking and smartphone penetration.

• Projects an $8B digital finance revenue opportunity by 2028 across credit cards, consumer lending, and insurance.

• Insurance and wealth products contributed 27% of Q2 2025 revenue, up 5 percentage points YoY.

• AI and automation embedded across workflows, customer service, and marketing to boost efficiency and conversion.

• Strategic focus on high-margin verticals, cost control, and partnerships to scale profitably.